Free Credit Report - East County Schools Federal Credit Union
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Free Credit Report

Credit reports contain information about your bill payment history, loans, current debt, and other financial information.

Credit reports help lenders decide whether or not to extend you credit or approve a loan, and determine what interest rate they will charge you. Prospective employers, insurers, and rental property owners may also look at your credit report.

It's important to check your credit report regularly to ensure that your personal information and financial accounts are being accurately reported and that no fraudulent accounts have been opened in your name (identity theft). If you find errors on your credit report, take steps to have them corrected.

FREE Credit Reports

Federal law mandates that each consumer is entitled to a free credit report from each of the three credit reporting agencies (Equifax, Experian, and TransUnion) once every 12 months. You can request all three reports at once, or space them out throughout the year. Note that AnnualCreditReport.com is the only site authorized for the free annual credit report you are entitled to by law.

Request your free credit report:

Reporting Identity Theft

If someone has used your identity to establish credit, please contact us at East County Schools Federal Credit Union at (619) 588-1515 and contact each of the consumer reporting agencies listed below to report the incident:

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Members LoveECSFCU!

  • Grant Nelson 2019

    While overseas I found myself in the frightening situation of being out of cash and with two debit cards from other financial institutions that weren’t working, despite my travel notice pre-planning. ECSFCU’s amazing member services team stayed late on a Friday to approve and immediately fund a quick loan that made the rest of our trip wonderful. Nobody else does that! Not only is it something that I will never forget, but it’s something I want to tell everyone about.

    Grant Nelson - Retired La Mesa Spring Valley Schools 8th Grade History Teacher