Skip a Loan Payment - East County Schools Federal Credit Union
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Skip a Loan Payment

Wish to skip a Loan Payment? We have you covered!

You pick the month of the payment you'd like to skip.

Fee is only $35 per loan payment skipped.

May be used for

  • Auto Loans
  • Recreational Vehicle (RV) Loans
  • Boat Loans
  • Personal/Signature Loans

Members with qualifying loans in good standing may take advantage of this option one month each 12 month period per loan product.

*All requests to skip a payment must be approved by the loan department. Members must agree to amend the terms of their original agreement and to repay the entire unpaid balance and accrued interest. Mortgages, Home Equity Products, Visa Credit Card Loans, Lines of Credit, Loans less than 3 months old and bankruptcy accounts are not eligible for this program. To be eligible, all credit union accounts must be in good standing. Interest will continue to accrue on unpaid loan balance during no payment period. Only one loan payment may be skipped in a 12 month period, per loan product.

Important: This form does require an original signature. You may sign and fax back to (619) 588-2197 or sign it and email it securely to memberservice@eastcountyschools.org. Forms returned without an original (not typed) signature will be emailed back to you via DOCUSIGN. Please look for this email if applicable and return it promptly to allow us to process your request in a timely manner.

View the Skip A Pay flier

Advertisement for financial literacy app Zogo and the QR code and access code to begin using this app

Members LoveECSFCU!

  • Cathy Sprecco with Koala - Australia 2015

    I had a fantastic trip to Switzerland and Austria this past summer with East County Schools FCU and the SD East County Chamber of Commerce. This was my 6th trip with this fun group! The Educator Tour, guided by the infamous Steve Devan, is the perfect way to truly see and experience any country. The train ride through the Alps was a personal favorite and such an amazing experience. Seeing and hearing cows and goats with real bells grazing on the side of the mountains made me want to sing a favorite "Sound of Music" song and look for Heidi or her grandpa around every turn! I really felt immersed in the culture. The extra servings of warm apple strudel helped too!

     I am a single traveler and all worries are put aside on these well-coordinated trips. Almost everything is taken care of for the travelers so I always feel spoiled! The fellow Educator Tour travelers that I have met from other districts and other walks of life have become my life-long friends! These trips are so dear to me that I have a separate savings travel account where I dedicate a small monthly amount to be ready for the next country!

    Come join us!

    Cathy Sprecco - Retired Lakeside Union School District Teacher