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Accidental Death & Dismemberment Insurance

At East County Schools Federal Credit Union, we put our members and their needs first. Accidental Death & Dismemberment (AD&D) Insurance provides protection for yourself and your loved ones from the unexpected. If you pass away or are seriously injured by an accident, you can have a plan in place.

Your first $2,000 of basic coverage is provided at no cost to you!

Optional AD&D Insurance helps you and your family meet the financial challenges of covered accidents, injuries, and even death with coverage up to $500,000. Coverage is guaranteed issue which means there are no medical exams or health requirements. The money can be used for existing expenses or those incurred from a covered injury giving you some financial help as you learn to adapt to your injury or regain your mobility after a devastating accident.

Family Coverage is available too providing AD&D coverage for your spouse (50% of your selected benefit amount) and dependent children (25% of your selected benefit amount).

Optional AD&D Insurance includes many additional benefits including, but not limited to:

  • Monthly Mortgage Payments
  • Monthly Rehabilitation Expenses
  • Home Alterations and Vehicle Modifications Expenses
  • Funeral Expenses
  • Bereavement and Trauma Counseling
  • Child(ren) Tuition Reimbursement
  • Seat Belt and Air Bag
  • Natural Disaster

For assistance with existing policies, please call 1-888-807-6843, Monday - Friday 6AM-3PM PST.

Enrollment has never been so easy. Enroll in AD&D Insurance today!

Printable AD&D Enrollment Flier

*This policy provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Department of Financial Services. IMPORTANT NOTICE-THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS.

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Members LoveECSFCU!

  • Todd Linke IMG_4888 no wording cropped
    After financing a newly purchased truck with ECS, Todd wrote: Thank you for your efficient and friendly service! I always appreciate the "small bank" customer service, but the "big bank" options!
    Todd Linke, Mount Miguel HS Science Department
  • Karl Danielson 2018
    I've bought three cars through the credit union. They make it very easy, very simple, and you can't beat the interest rate. I highly endorse them, their friendly staff, and the service that East County Schools gives its members!
    Karl Danielson Granite Hills HS Television, Film and Digital Media Teacher
  • ECSFCU is big enough to approve loans with great rates and small enough to provide personal service and products that are important to the educational community.
    Randy Montesanto Grossmont Union High School District
  • We bank with East County Schools Federal Credit Union and learned they also have a great car buying service! We decided to look into it and ended up with the best customer service, an amazing price, no hassle of going to the dealership, and a brand new 2017 Honda Accord Sport! A year later, we were in need of another car for our growing family. It was an easy decision to go with the credit union and New Cars Inc again. The process and customer service didn’t disappoint once again, and we love our new 2018 Honda CRV! A big thank you to New Cars Inc and ECSFCU!
    Carly and Luke Esquerra