Accidental Death & Dismemberment Insurance - East County Schools Federal Credit Union
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Accidental Death & Dismemberment Insurance

At East County Schools Federal Credit Union, we put our members and their needs first. Accidental Death & Dismemberment (AD&D) Insurance provides protection for yourself and your loved ones from the unexpected. If you pass away or are seriously injured by an accident, you can have a plan in place.

Your first $2,000 of basic coverage is provided at no cost to you!

Optional AD&D Insurance helps you and your family meet the financial challenges of covered accidents, injuries, and even death with coverage up to $500,000. Coverage is guaranteed issue which means there are no medical exams or health requirements. The money can be used for existing expenses or those incurred from a covered injury giving you some financial help as you learn to adapt to your injury or regain your mobility after a devastating accident.

Family Coverage is available too providing AD&D coverage for your spouse (50% of your selected benefit amount) and dependent children (25% of your selected benefit amount).

Optional AD&D Insurance includes many additional benefits including, but not limited to:

  • Monthly Mortgage Payments
  • Monthly Rehabilitation Expenses
  • Home Alterations and Vehicle Modifications Expenses
  • Funeral Expenses
  • Bereavement and Trauma Counseling
  • Child(ren) Tuition Reimbursement
  • Seat Belt and Air Bag
  • Natural Disaster

For assistance with existing policies, please call 1-888-807-6843, Monday - Friday 6AM-3PM PST.

Enrollment has never been so easy. Enroll in AD&D Insurance today!

Printable AD&D Enrollment Flier

*This policy provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Department of Financial Services. IMPORTANT NOTICE-THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS.

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Members LoveECSFCU!

  • Grant Nelson 2019

    While overseas I found myself in the frightening situation of being out of cash and with two debit cards from other financial institutions that weren’t working, despite my travel notice pre-planning. ECSFCU’s amazing member services team stayed late on a Friday to approve and immediately fund a quick loan that made the rest of our trip wonderful. Nobody else does that! Not only is it something that I will never forget, but it’s something I want to tell everyone about.

    Grant Nelson - 8th Grade History Teacher, La Mesa Spring Valley Schools