Accidental Death & Dismemberment Insurance - East County Schools Federal Credit Union
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Accidental Death & Dismemberment Insurance

At East County Schools Federal Credit Union, we put our members and their needs first. Accidental Death & Dismemberment (AD&D) Insurance provides protection for yourself and your loved ones from the unexpected. If you pass away or are seriously injured by an accident, you can have a plan in place.

Your first $2,000 of basic coverage is provided at no cost to you!

Optional AD&D Insurance helps you and your family meet the financial challenges of covered accidents, injuries, and even death with coverage up to $500,000. Coverage is guaranteed issue which means there are no medical exams or health requirements. The money can be used for existing expenses or those incurred from a covered injury giving you some financial help as you learn to adapt to your injury or regain your mobility after a devastating accident.

Family Coverage is available too providing AD&D coverage for your spouse (50% of your selected benefit amount) and dependent children (25% of your selected benefit amount).

Optional AD&D Insurance includes many additional benefits including, but not limited to:

  • Monthly Mortgage Payments
  • Monthly Rehabilitation Expenses
  • Home Alterations and Vehicle Modifications Expenses
  • Funeral Expenses
  • Bereavement and Trauma Counseling
  • Child(ren) Tuition Reimbursement
  • Seat Belt and Air Bag
  • Natural Disaster

For assistance with existing policies, please call 1-888-807-6843, Monday - Friday 6AM-3PM PST.

Enrollment has never been so easy. Enroll in AD&D Insurance today!

Printable AD&D Enrollment Flier

*This policy provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Department of Financial Services. IMPORTANT NOTICE-THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS.

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Members LoveECSFCU!

  • Cathy Sprecco with Koala - Australia 2015

    I had a fantastic trip to Switzerland and Austria this past summer with East County Schools FCU and the SD East County Chamber of Commerce. This was my 6th trip with this fun group! The Educator Tour, guided by the infamous Steve Devan, is the perfect way to truly see and experience any country. The train ride through the Alps was a personal favorite and such an amazing experience. Seeing and hearing cows and goats with real bells grazing on the side of the mountains made me want to sing a favorite "Sound of Music" song and look for Heidi or her grandpa around every turn! I really felt immersed in the culture. The extra servings of warm apple strudel helped too!

     I am a single traveler and all worries are put aside on these well-coordinated trips. Almost everything is taken care of for the travelers so I always feel spoiled! The fellow Educator Tour travelers that I have met from other districts and other walks of life have become my life-long friends! These trips are so dear to me that I have a separate savings travel account where I dedicate a small monthly amount to be ready for the next country!

    Come join us!

    Cathy Sprecco - First Grade Teacher in Lakeside Union School District