Who Can Join - East County Schools Federal Credit Union
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Who Can Join?

We Want You to be Our Member!

Membership is open to all employees who work or are retired from the San Diego East County educational community. This includes both public and private educational institutions. Our field of membership includes:

  • Part Time and Full Time employees (eligible for benefits or not)
  • Classified, Certificated and Administrative employees
  • Educational organizations such as CSEA, PTA and Education Foundations and their executive board members

Eligibility for Relatives

Spouses, parents, grandparents, siblings, children and grandchildren (see our 13-17 year old Teen Account), and all other household and immediate family of members who are currently working or retired from these schools are also eligible to become members of the credit union.

School Districts Whose Employees We Serve Include

  • Alpine School District
  • Cajon Valley Union School District
  • Dehesa School District
  • Foothills Christian Schools
  • Grossmont Union High School District
  • Grossmont - Cuyamaca Community College District
  • Jamul Dulzura School District
  • La Mesa - Spring Valley Schools
  • Lakeside Union School District
  • Lemon Grove School District
  • Mountain Empire Unified School District
  • Ramona Union School District
  • Santee School District
  • all Charter Schools - Helix, Steele Canyon, EJE, Liberty, Literacy First...

Once a Member...Always a Member

When you join East County Schools Federal Credit Union, you are a member for life. Even if you switch careers, move out of the area, or retire, you can stay our member. You may still refer family members to us as well.

Apply for East County Schools Membership

Online membership application, call us, print a membership application, or come in to the credit union to sign up in person. A deposit of $5.00 (one share) is all it takes to open your share account.*


* When opening new accounts, we follow the guidelines of the USA Patriot Act of 2001.

Financial Education

Financial Foundations

 Could you use an easy explanation of the basics? These short, understandable lessons will help you to make better decisions related to managing your money. Titles include: Checking Accounts, Car Loans, Preventing Overdraft Fees, Credit Cards, Mobile and Online Banking and Why You Should Pay More than the Minimum Balance on your Credit Card.

Financial Foundations Articles

Building Financial Capacity

Adulting can feel overwhelming at times! Select from short but comprehensive modules on Creating a Budget, Credit Scores & Reports, Taxes: the Basics, Healthy Financial Habits, Debt Management, Identity Protection and How to Start Family Conversations about Money.

Building Financial Capacity Articles

Owning a Home

Home Ownership can feel overwhelming. Talk to us any time, but these articles will also educate you about the benefits and costs of all aspects of owning a home. Learn about Buying a Home, Mortgages, Mortgage Relief, Investment Property, Reverse Mortgages and Refinances.

Owning a Home Articles

Investing in Your Future

Are you prepared for college tuition, one of life's emergencies or a comfortable retirement? Explore important financial planning topics like 529 plans, Emergency Savings, Health Savings Accounts, Sustainable Investing, IRA's, Estate Planing, and the FIRE Lifestyle.

Investing in Your Future Modules

Preparing for Retirement Modules

Members LoveECSFCU!

  • Todd Linke IMG_4888 no wording cropped
    After financing a newly purchased truck with ECS, Todd wrote: Thank you for your efficient and friendly service! I always appreciate the "small bank" customer service, but the "big bank" options!
    Todd Linke, Mount Miguel HS Science Department