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Who Can Join?

We want you to be our Member!

Membership is open to all employees who work or are retired from the San Diego East County educational community. This includes both public and private educational institutions. Our field of membership includes:

  • Part Time and Full Time
  • Classified and Certificated
  • Whether or not you qualify for benefits
  • Educational organizations such as CSEA, PTA and Education Foundations

Eligibility for Relatives

Spouses, parents, grandparents, siblings, children and grandchildren (see our 13-17 year old Teen Account), and all other immediate family of members who are currently working or retired from these schools are also eligible to become members of the credit union.

School Districts whose Employees we Serve Include

  • Alpine School District
  • Cajon Valley Union School District
  • Dehesa School District
  • Foothills Christian Schools
  • Grossmont Union High School District
  • Grossmont - Cuyamaca Community College District
  • Jamul Dulzura School District
  • La Mesa - Spring Valley Schools
  • Lakeside Union School District
  • Lemon Grove School District
  • Mountain Empire Unified School District
  • Ramona Union School District
  • Santee School District

Once a Member...Always a Member

When you join East County Schools Federal Credit Union, you are a member for life. Even if you switch careers, move out of the area, or retire, you can stay our member. You may still refer family members to us as well.

Apply for East County Schools Membership

Online membership application, call us, print an membership application, or come in to the credit union to sign up in person. A deposit of $5.00 (one share) is all it takes to open your share account.*


* When opening new accounts, we follow the guidelines of the USA Patriot Act of 2001.

Financial Education

Intro to Finance

Are you stressed about money? Don't worry - you're not alone and help is available! This program will help you understand key financial concepts and make better decisions related to managing your money.

Intro to Finance Articles

Major Life Transactions

Life is full of big decisions, and it can feel overwhelming at times! This program will equip you to better manage some major financial decisions that may come your way.

Major Life Transactions Articles

Paying for College

Paying for education can seem expensive and overwhelming. But don't worry - you're not in it alone! This program will help you understand the costs associated with financing an education and navigate the application and repayment process.

Paying for College Articles

Retirement Planning

Are you prepared for retirement? This program will help you plan today for the life you want in retirement. Explore important financial planning topics like investment strategies, estate planning, and social security so you can have a comfortable retirement.

Retirement Planning Articles

Members LoveECSFCU!

  • Todd Linke IMG_4888 no wording cropped
    After financing a newly purchased truck with ECS, Todd wrote: Thank you for your efficient and friendly service! I always appreciate the "small bank" customer service, but the "big bank" options!
    Todd Linke, Mount Miguel HS Science Department
  • Karl Danielson 2018
    I've bought three cars through the credit union. They make it very easy, very simple, and you can't beat the interest rate. I highly endorse them, their friendly staff, and the service that East County Schools gives its members!
    Karl Danielson Granite Hills HS Television, Film and Digital Media Teacher
  • ECSFCU is big enough to approve loans with great rates and small enough to provide personal service and products that are important to the educational community.
    Randy Montesanto Grossmont Union High School District
  • We bank with East County Schools Federal Credit Union and learned they also have a great car buying service! We decided to look into it and ended up with the best customer service, an amazing price, no hassle of going to the dealership, and a brand new 2017 Honda Accord Sport! A year later, we were in need of another car for our growing family. It was an easy decision to go with the credit union and New Cars Inc again. The process and customer service didn’t disappoint once again, and we love our new 2018 Honda CRV! A big thank you to New Cars Inc and ECSFCU!
    Carly and Luke Esquerra