Mason McDuffie - East County Schools Federal Credit Union
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Express Loans

Buying & Refinancing a Home

Purchase or refinance your home with East County Schools

Remember to pre-qualify BEFORE you start shopping for a home

East County Schools uses the loan experts at Mason-McDuffie Mortgage to answer all your lending questions and to pre-qualify and pre-approve our members.

Express Loans: In a hurry? We can help with that.

Our Loan Team understands the time constraints many of our buyers face. We fund loans fast; we help you understand and get through the paperwork fast; let us know when you need to close and see how EXPRESS we are!

We can help with

  • First-time homebuyers – We can get you quickly approved for a mortgage that you can live with comfortably.

  • Refinancing – Let us review your current loan and offer a mortgage check up to see if a refinance supports your overall financial goals.

  • Move-up buyers - We diligently work as a team with your Realtor and others to make the transition smooth.

  • ​FHA loans – Specialists in this hard-to-navigate area, we give you the options and benefits of an FHA loan as opposed to a conventional lending product.

Our full range of products include

  • Conventional (including high balance, and flips under 90days)
  • Jumbo

  • Assistance Programs

  • Reverse Mortgages

  • Fannie Mae HomePath and HomeStyle Renovation Loans

  • Fannie Mae DU Refi Plus

  • Freddie Mac Open Access

  • FHA Loans 203(k) and 203(B)

  • FHA (including flips under 90 days)

  • VA Loans

  • CalHFA Downpayment Assistance Program (CHDAP)

  • USDA Loans

  • And Many More

We have solid credentials:

  • Fannie Mae Direct Lender

  • Freddie Mac Direct Lender

  • Approved Ginnie Mae Issue

  • FHA Full Eagle Lender

  • Competent In-house Support

The East County Schools Mortgage Department uses the lending experts at Mason-McDuffie Mortgage to assist you through the first step of the process.

Call (949) 632-5148 or email to schedule a talk with Suzy at Mason-McDuffie about getting pre-qualified and financing options.

It's OK not to be an expert in Home Loans, because Mason-McDuffie and East County Schools are!

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Members LoveECSFCU!

  • Grant Nelson 2019

    When I became an ECSFCU member, I immediately refinanced my house and got better rates for two cars. East County School employees who are just starting out, this is the best place to be! ECSFCU can help you secure your financial life.

    Grant Nelson - 8th Grade History Teacher in La Mesa Spring Valley Schools
  • Grant Nelson 2019

    While overseas I found myself in the frightening situation of being out of cash and with two debit cards from other financial institutions that weren’t working, despite my travel notice pre-planning. ECSFCU’s amazing member services team stayed late on a Friday to approve and immediately fund a quick loan that made the rest of our trip wonderful. Nobody else does that! Not only is it something that I will never forget, but it’s something I want to tell everyone about.

    Grant Nelson - 8th Grade History Teacher, La Mesa Spring Valley Schools
  • Marcel Becker testimonial
    What mattered to me, was that I needed the money to buy a motorhome, and I needed it now. This is the fastest I've ever experienced for a loan. It's never been this easy or this pleasant and I could tell that this was simply the way ECSFCU serves all of their members; it's their culture. I wasn't a member when I started, but I am now.
    Marcel Becker - General Manager, Trident Maritime Systems and Career Technical Education and Ethics in Business partner with GUHSD
  • Todd Linke IMG_4888 no wording cropped
    After financing a newly purchased truck with ECS, Todd wrote: Thank you for your efficient and friendly service! I always appreciate the "small bank" customer service, but the "big bank" options!
    Todd Linke, Mount Miguel HS Science Department
  • Karl Danielson 2018
    I've bought three cars through the credit union. They make it very easy, very simple, and you can't beat the interest rate. I highly endorse them, their friendly staff, and the service that East County Schools gives its members!
    Karl Danielson Granite Hills HS Television, Film and Digital Media Teacher
  • ECSFCU is big enough to approve loans with great rates and small enough to provide personal service and products that are important to the educational community.
    Randy Montesanto Grossmont Union High School District
  • We bank with East County Schools Federal Credit Union and learned they also have a great car buying service! We decided to look into it and ended up with the best customer service, an amazing price, no hassle of going to the dealership, and a brand new 2017 Honda Accord Sport! A year later, we were in need of another car for our growing family. It was an easy decision to go with the credit union and New Cars Inc again. The process and customer service didn’t disappoint once again, and we love our new 2018 Honda CRV! A big thank you to New Cars Inc and ECSFCU!
    Carly and Luke Esquerra