Receive half of each monthly paycheck 15 days early.

Take control of your cash flow with MyPay15, an exclusive member benefit for those with a monthly paycheck that gives you access to 50% of your last direct deposit on the 15th of each month—no fees, no hassle. 

Whether you’re bridging the gap between paychecks, managing unexpected expenses, or simply planning ahead, MyPay15 offers a smarter way to stay ahead of your finances.

*MyPay15 is a Signature Line of Credit and is subject to credit approval. A $5.00 Savings deposit is required to open your credit union membership and monthly payroll direct deposit of at least $200. $10,000 is the maximum monthly advance. There are no fees associated with opening a checking account, opening a MyPay15 Line of Credit, nor taking the monthly advance. 

**Advanced funds will be due to the credit union at that month’s payroll distribution to avoid interest due. If advance is not paid back in full on payday due date, the next month’s transfer will not occur. Balances remaining after the date of payroll posting on MyPay15 Line of Credit will incur an interest charge at a rate based on credit rating and as disclosed at the time of account set up. Interest for unpaid monthly transfer begins accruing at due date and the alternative minimum payment amount, based on the outstanding balance, is in the Line of Credit Agreement and Disclosure provided at account set up.