Primary Share Savings - East County Schools Federal Credit Union
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Primary Shares

A simple option for saving

Your primary share account is a basic savings plan. A minimum of $5.00 (one share) is required to open a share savings account establishing your lifetime membership at East County Schools Federal Credit Union. Dividends accrue daily and are paid monthly with earnings from the day-of-deposit to day-of-withdrawal.

Share Savings accounts offer:

  • Only a $5.00 minimum balance required
  • Unlimited in-branch withdrawals
  • Six preauthorized, automatic, electronic or telephone transfers (including Online Banking) per month to another credit union account or to a third party
  • Dividends are calculated daily and paid monthly
  • Up to 8 different accounts for different needs. Give them names like vacation, Holiday savings, or other name to help you keep them separate
  • No monthly fee
  • Competitive Dividend rates
  • 24 hour access to your account through Online Banking and ATMs
  • Share to share transfers and overdraft protection for your East County Schools FCU checking account, up to six electronic (non-branch) withdrawals per calendar month
  • Automatic loan payments from your savings
  • Deposit to your account via payroll Direct Deposit or our mobile app
  • Statements are mailed quarterly, unless there is electronic activity, then they are mailed monthly
  • NCUA insured up to $250,000

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Members LoveECSFCU!

  • Cathy Sprecco with Koala - Australia 2015

    I had a fantastic trip to Switzerland and Austria this past summer with East County Schools FCU and the SD East County Chamber of Commerce. This was my 6th trip with this fun group! The Educator Tour, guided by the infamous Steve Devan, is the perfect way to truly see and experience any country. The train ride through the Alps was a personal favorite and such an amazing experience. Seeing and hearing cows and goats with real bells grazing on the side of the mountains made me want to sing a favorite "Sound of Music" song and look for Heidi or her grandpa around every turn! I really felt immersed in the culture. The extra servings of warm apple strudel helped too!

     I am a single traveler and all worries are put aside on these well-coordinated trips. Almost everything is taken care of for the travelers so I always feel spoiled! The fellow Educator Tour travelers that I have met from other districts and other walks of life have become my life-long friends! These trips are so dear to me that I have a separate savings travel account where I dedicate a small monthly amount to be ready for the next country!

    Come join us!

    Cathy Sprecco - Retired Lakeside Union School District Teacher