Primary Share Savings - East County Schools Federal Credit Union
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Primary Shares

A simple option for saving

Your primary share account is a basic savings plan. A minimum of $5.00 (one share) is required to open a share savings account establishing your lifetime membership at East County Schools Federal Credit Union. Dividends accrue daily and are paid monthly with earnings from the day-of-deposit to day-of-withdrawal.

Share Savings accounts offer:

  • Only a $5.00 minimum balance required
  • Unlimited in-branch withdrawals
  • Six preauthorized, automatic, electronic or telephone transfers (including Online Banking) per month to another credit union account or to a third party
  • Dividends are calculated daily and paid monthly
  • Up to 8 different accounts for different needs. Give them names like vacation, Holiday savings, or other name to help you keep them separate
  • No monthly fee
  • Competitive Dividend rates
  • 24 hour access to your account through Online Banking and ATMs
  • Share to share transfers and overdraft protection for your East County Schools FCU checking account, up to six electronic (non-branch) withdrawals per calendar month
  • Automatic loan payments from your savings
  • Deposit to your account via payroll Direct Deposit or our mobile app
  • Statements are mailed quarterly, unless there is electronic activity, then they are mailed monthly
  • NCUA insured up to $250,000

Savings Rates

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Members LoveECSFCU!

  • Kevin Miller original headshot-01

    Kevin Miller likes to connect good people to great resources. He’s been an enthusiastic fan of East County Schools Federal Credit Union since 2013 when we were known to the education community as Grossmont Schools Federal Credit Union, more than five years ago. “Every person I’ve referred to ECSFCU has raved about the lower rates, better terms and great treatment they get.” From amazing auto loan rates to 0% interest classroom loans, he says, “There has never been a dropped ball or bad experience for anyone I’ve ever referred to ECSFCU.”


    Kevin Miller - Administrative Pastor of Foothills Christian Church