Skip a Loan Payment - East County Schools Federal Credit Union
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Skip a Loan Payment

Wish to skip a Loan Payment? We have you covered!

You pick the month of the payment you'd like to skip.

Fee is only $35 per loan payment skipped.

May be used for

  • Auto Loans
  • Recreational Vehicle (RV) Loans
  • Boat Loans
  • Personal/Signature Loans

Members with qualifying loans in good standing may take advantage of this option one month each 12 month period per loan product.

*All requests to skip a payment must be approved by the loan department. Members must agree to amend the terms of their original agreement and to repay the entire unpaid balance and accrued interest. Mortgages, Home Equity Products, Visa Credit Card Loans, Lines of Credit, Loans less than 3 months old and bankruptcy accounts are not eligible for this program. To be eligible, all credit union accounts must be in good standing. Interest will continue to accrue on unpaid loan balance during no payment period. Only one loan payment may be skipped in a 12 month period, per loan product.

Important: This form does require an original signature. You may sign and fax back to (619) 588-2197 or sign it and email it securely to Forms returned without an original (not typed) signature will be emailed back to you via DOCUSIGN. Please look for this email if applicable and return it promptly to allow us to process your request in a timely manner.

View the Skip A Pay flier

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Members LoveECSFCU!

  • ECS-logo

    My Loan Officer, Mireya, is truly an asset to ECSFCU. She is competent, articulate, sweet and compassionate. When there was an error in the payoff of my car, Mireya personally took a credit union check and drove it to the dealer to correct it, the same day. We are thankful for the time and effort she put into this important transaction.  That’s customer service, and she is leading the pack!



    Jack Charles, Grossmont High School District, retired