Skip a Loan Payment - East County Schools Federal Credit Union
Skip to main content

Online Banking

Open An Account  |  Apply For A Loan
loan services

Skip a Loan Payment

Wish to skip a Loan Payment? We have you covered!

You pick the month of the payment you'd like to skip.

Fee is only $35 per loan payment skipped.

May be used for

  • Auto Loans
  • Recreational Vehicle (RV) Loans
  • Boat Loans
  • Personal/Signature Loans

Members with qualifying loans in good standing may take advantage of this option one month each 12 month period per loan product.

*All requests to skip a payment must be approved by the loan department. Members must agree to amend the terms of their original agreement and to repay the entire unpaid balance and accrued interest. Mortgages, Home Equity Products, Visa Credit Card Loans, Lines of Credit, Loans less than 3 months old and bankruptcy accounts are not eligible for this program. To be eligible, all credit union accounts must be in good standing. Interest will continue to accrue on unpaid loan balance during no payment period. Only one loan payment may be skipped in a 12 month period, per loan product.

Important: This form does require an original signature. You may sign and fax back to (619) 588-2197 or sign it and email it securely to memberservice@eastcountyschools.org. Forms returned without an original (not typed) signature will be emailed back to you via DOCUSIGN. Please look for this email if applicable and return it promptly to allow us to process your request in a timely manner.

View the Skip A Pay flier

Advertisement for financial literacy app Zogo and the QR code and access code to begin using this app

Members LoveECSFCU!

  • We bank with East County Schools Federal Credit Union and learned they also have a great car buying service! We decided to look into it and ended up with the best customer service, an amazing price, no hassle of going to the dealership, and a brand new 2017 Honda Accord Sport! A year later, we were in need of another car for our growing family. It was an easy decision to go with the credit union and New Cars Inc again. The process and customer service didn’t disappoint once again, and we love our new 2018 Honda CRV! A big thank you to New Cars Inc and ECSFCU!
    Carly and Luke Esquerra