Skip a Loan Payment - East County Schools Federal Credit Union
Skip to main content

Online Banking

Open An Account  |  Apply For A Loan
loan services

Skip a Loan Payment

Give Your Budget a Break! Skip a Loan Payment for Only $35!*

How it Works

  • Eligible Loans: Auto, Recreational Vehicle, Boat, and Personal/Signature Loans
  • Cost: Just $35 per skipped payment
  • You pick the month of the payment you'd like to skip (each qualifying loan can skip one payment per year)
  • Loan must be in good standing
  • Complete the simple application and return it before your payment due date

Important: This form does require an original (not typed) signature. You may sign and fax back to (619) 588-2197 or sign it and email it securely to memberservice@eastcountyschools.org. Forms returned without an original signature will be emailed back to you via DOCUSIGN. Please look for this email if applicable and return it promptly to allow us to process your request in a timely manner.

*All requests to skip a payment must be approved by the loan department. Members must agree to amend the terms of their original agreement and to repay the entire unpaid balance and accrued interest. Mortgages, Home Equity Products, Visa Credit Card Loans, Lines of Credit, Loans less than 3 months old and bankruptcy accounts are not eligible for this program. To be eligible, all credit union accounts must be in good standing. Interest will continue to accrue on unpaid loan balance during no payment period. Only one loan payment may be skipped in a 12 month period, per loan product.

View the Skip A Pay flier

Advertisement for financial literacy app Zogo and the QR code and access code to begin using this app

Members LoveECSFCU!

  • Kevin Miller original headshot-01

    Kevin Miller likes to connect good people to great resources. He’s been an enthusiastic fan of East County Schools Federal Credit Union since 2013 when we were known to the education community as Grossmont Schools Federal Credit Union, more than five years ago. “Every person I’ve referred to ECSFCU has raved about the lower rates, better terms and great treatment they get.” From amazing auto loan rates to 0% interest classroom loans, he says, “There has never been a dropped ball or bad experience for anyone I’ve ever referred to ECSFCU.”

     

    Kevin Miller - Administrative Pastor of Foothills Christian Church