Skip a Loan Payment - East County Schools Federal Credit Union
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Skip a Loan Payment

Wish to skip a Loan Payment? We have you covered!

You pick the month of the payment you'd like to skip.

Fee is only $35 per loan payment skipped.

May be used for

  • Auto Loans
  • Recreational Vehicle (RV) Loans
  • Boat Loans
  • Personal/Signature Loans

Members with qualifying loans in good standing may take advantage of this option one month each 12 month period per loan product.

*All requests to skip a payment must be approved by the loan department. Members must agree to amend the terms of their original agreement and to repay the entire unpaid balance and accrued interest. Mortgages, Home Equity Products, Visa Credit Card Loans, Lines of Credit, Loans less than 3 months old and bankruptcy accounts are not eligible for this program. To be eligible, all credit union accounts must be in good standing. Interest will continue to accrue on unpaid loan balance during no payment period. Only one loan payment may be skipped in a 12 month period, per loan product.

Important: This form does require an original signature. You may sign and fax back to (619) 588-2197 or sign it and email it securely to Forms returned without an original (not typed) signature will be emailed back to you via DOCUSIGN. Please look for this email if applicable and return it promptly to allow us to process your request in a timely manner.

View the Skip A Pay flier

Advertisement for financial literacy app Zogo and the QR code and access code to begin using this app

Members LoveECSFCU!

  • Karl Danielson 2018
    I've bought three cars through the credit union. They make it very easy, very simple, and you can't beat the interest rate. I highly endorse them, their friendly staff, and the service that East County Schools gives its members!
    Karl Danielson Granite Hills HS Television, Film and Digital Media Teacher