Skip a Loan Payment - East County Schools Federal Credit Union
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Skip a Loan Payment

Give Your Budget a Break! Skip a Loan Payment for Only $35!*

How it Works

  • Eligible Loans: Auto, Personal/Signature, Recreational Vehicle/Boat, Motorcycle/PowerSport, and Shared Secured Loans
  • Cost: Just $35 per skipped payment
  • You pick the month of the payment you'd like to skip (each qualifying loan can skip one payment per year)
  • Loan must be in good standing
  • Complete the simple application and return it before your payment due date

Important: This form does require an original (not typed) signature. You may sign and fax back to (619) 588-2197 or sign it and email it securely to memberservice@eastcountyschools.org. Forms returned without an original signature will be emailed back to you via DOCUSIGN. Please look for this email if applicable and return it promptly to allow us to process your request in a timely manner.

*All requests to skip a payment must be approved by the loan department. Members must agree to amend the terms of their original agreement and to repay the entire unpaid balance and accrued interest. Mortgages, Home Equity Products, Visa Credit Card Loans, Lines of Credit, Loans less than 3 months old and bankruptcy accounts are not eligible for this program. To be eligible, all credit union accounts must be in good standing. Interest will continue to accrue on unpaid loan balance during no payment period. Only one loan payment may be skipped in a 12 month period, per loan product.

View the Skip A Pay flier

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Members LoveECSFCU!

  • ECS-logo

    From the beginning of the process to the day of funding, Suzy and her assistant, Lance, were exactly what anyone would hope for when refinancing their home. They responded to all my questions with patience and in a timely manner. They let me know what to expect and when to expect it every step of the way. I couldn't be more pleased with the service I received. Thank you Suzy and Lance for making this so easy!

     

    Elissa Ellis-MacLeod, on her ECSFCU home refinance