Mason McDuffie - East County Schools Federal Credit Union
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Express Loans

Buying & Refinancing a Home

Purchase or refinance your home with East County Schools

Remember to pre-qualify BEFORE you start shopping for a home

East County Schools uses the loan experts at Mason-McDuffie Mortgage to answer all your lending questions and to pre-qualify and pre-approve our members.

Express Loans: In a hurry? We can help with that.

Our Loan Team understands the time constraints many of our buyers face. We fund loans fast; we help you understand and get through the paperwork fast; let us know when you need to close and see how EXPRESS we are!

We can help with

  • First-time homebuyers – We can get you quickly approved for a mortgage that you can live with comfortably.

  • Refinancing – Let us review your current loan and offer a mortgage check up to see if a refinance supports your overall financial goals.

  • Move-up buyers - We diligently work as a team with your Realtor and others to make the transition smooth.

  • ​FHA loans – Specialists in this hard-to-navigate area, we give you the options and benefits of an FHA loan as opposed to a conventional lending product.

Our full range of products include

  • Conventional (including high balance)
  • Jumbo

  • Assistance Programs

  • Reverse Mortgages

  • Fannie Mae HomePath and HomeStyle Renovation Loans

  • Fannie Mae DU Refi Plus

  • Freddie Mac Open Access

  • FHA Loans 203(k) and 203(B)

  • FHA

  • VA Loans

  • CalHFA Downpayment Assistance Program (CHDAP)

  • USDA Loans

  • And Many More

We have solid credentials:

  • Fannie Mae Direct Lender

  • Freddie Mac Direct Lender

  • Approved Ginnie Mae Issue

  • FHA Full Eagle Lender

  • Competent In-house Support

The East County Schools Mortgage Department uses the lending experts at Mason-McDuffie Mortgage to assist you through the first step of the process.

Call (949) 632-5148 or email to schedule a talk with Suzy at Mason-McDuffie about getting pre-qualified and financing options.

It's OK not to be an expert in Home Loans, because Mason-McDuffie and East County Schools are!

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Financial Education

Financial Foundations

 Could you use an easy explanation of the basics? These short, understandable lessons will help you to make better decisions related to managing your money. Titles include: Checking Accounts, Car Loans, Preventing Overdraft Fees, Credit Cards, Mobile and Online Banking and Why You Should Pay More than the Minimum Balance on your Credit Card.

Financial Foundations Articles

Building Financial Capacity

Adulting can feel overwhelming at times! Select from short but comprehensive modules on Creating a Budget, Credit Scores & Reports, Taxes: the Basics, Healthy Financial Habits, Debt Management, Identity Protection and How to Start Family Conversations about Money.

Building Financial Capacity Articles

Owning a Home

Home Ownership can feel overwhelming. Talk to us any time, but these articles will also educate you about the benefits and costs of all aspects of owning a home. Learn about Buying a Home, Mortgages, Mortgage Relief, Investment Property, Reverse Mortgages and Refinances.

Owning a Home Articles

Investing in Your Future

Are you prepared for college tuition, one of life's emergencies or a comfortable retirement? Explore important financial planning topics like 529 plans, Emergency Savings, Health Savings Accounts, Sustainable Investing, IRA's, Estate Planing, and the FIRE Lifestyle.

Investing in Your Future Modules

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Members LoveECSFCU!

  • Grant Nelson 2019

    When I became an ECSFCU member, I immediately refinanced my house and got better rates for two cars. East County School employees who are just starting out, this is the best place to be! ECSFCU can help you secure your financial life.

    Grant Nelson - 8th Grade History Teacher in La Mesa Spring Valley Schools