Credit Review - East County Schools Federal Credit Union
Skip to main content

Online Banking

Open An Account  |  Apply For A Loan

Free Credit Review

A Better Credit Score May Equal Better Interest Rates

Members: Schedule your appointment for a free review* of your credit report and learn

  • What you can do to improve your score
  • How you can reduce high interest loan rates
  • What the impact of revolving credit and installment loans are
  • The meaning and purpose of credit inquiries
  • How you can qualify for lower rates in the future
  • Get advice on credit repair
  • How you can qualify for lower rates for upcoming purchases or refinance

Enter your requested appointment day/time on the right, select "Loans" in the drop down menu, and you will be contacted to schedule your free credit review with one of our loan officers. You may also call or text (619) 588-1515 during business hours to schedule.

Before it's time to buy that large ticket item or make a big credit card charge, learn the right steps to take for your Financial Wellness. We want our members to qualify for the lowest rates, let us help you!

* Please note that a credit inquiry may be part of the Credit Review. Service is for East County Schools FCU member-owners

* Indicates Required

Financial Education

Financial Foundations

 Could you use an easy explanation of the basics? These short, understandable lessons will help you to make better decisions related to managing your money. Titles include: Checking Accounts, Car Loans, Preventing Overdraft Fees, Credit Cards, Mobile and Online Banking and Why You Should Pay More than the Minimum Balance on your Credit Card.

Financial Foundations Articles

Building Financial Capacity

Adulting can feel overwhelming at times! Select from short but comprehensive modules on Creating a Budget, Credit Scores & Reports, Taxes: the Basics, Healthy Financial Habits, Debt Management, Identity Protection and How to Start Family Conversations about Money.

Building Financial Capacity Articles

Owning a Home

Home Ownership can feel overwhelming. Talk to us any time, but these articles will also educate you about the benefits and costs of all aspects of owning a home. Learn about Buying a Home, Mortgages, Mortgage Relief, Investment Property, Reverse Mortgages and Refinances.

Owning a Home Articles

Investing in Your Future

Are you prepared for college tuition, one of life's emergencies or a comfortable retirement? Explore important financial planning topics like 529 plans, Emergency Savings, Health Savings Accounts, Sustainable Investing, IRA's, Estate Planing, and the FIRE Lifestyle.

Investing in Your Future Modules

Preparing for Retirement Modules

Members LoveECSFCU!

  • Karl Danielson 2018
    I've bought three cars through the credit union. They make it very easy, very simple, and you can't beat the interest rate. I highly endorse them, their friendly staff, and the service that East County Schools gives its members!
    Karl Danielson Granite Hills HS Television, Film and Digital Media Teacher