Credit Review - East County Schools Federal Credit Union
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Free Credit Review

A Better Credit Score May Equal Better Interest Rates

Members: Schedule your appointment for a free review* of your credit report and learn

  • What you can do to improve your score
  • How you can reduce high interest loan rates
  • What the impact of revolving credit and installment loans are
  • The meaning and purpose of credit inquiries
  • How you can qualify for lower rates in the future
  • Get advice on credit repair
  • How you can qualify for lower rates for upcoming purchases or refinance

Enter your requested appointment day/time on the right, select "Loans" in the drop down menu, and you will be contacted to schedule your free credit review with one of our loan officers. You may also call or text (619) 588-1515 during business hours to schedule.

Before it's time to buy that large ticket item or make a big credit card charge, learn the right steps to take for your Financial Wellness. We want our members to qualify for the lowest rates, let us help you!

* Please note that a credit inquiry may be part of the Credit Review. Service is for East County Schools FCU member-owners

* Indicates Required

Financial Education

Financial Foundations

 Could you use an easy explanation of the basics? These short, understandable lessons will help you to make better decisions related to managing your money. Titles include: Checking Accounts, Car Loans, Preventing Overdraft Fees, Credit Cards, Mobile and Online Banking and Why You Should Pay More than the Minimum Balance on your Credit Card.

Financial Foundations Articles

Building Financial Capacity

Adulting can feel overwhelming at times! Select from short but comprehensive modules on Creating a Budget, Credit Scores & Reports, Taxes: the Basics, Healthy Financial Habits, Debt Management, Identity Protection and How to Start Family Conversations about Money.

Building Financial Capacity Articles

Owning a Home

Home Ownership can feel overwhelming. Talk to us any time, but these articles will also educate you about the benefits and costs of all aspects of owning a home. Learn about Buying a Home, Mortgages, Mortgage Relief, Investment Property, Reverse Mortgages and Refinances.

Owning a Home Articles

Investing in Your Future

Are you prepared for college tuition, one of life's emergencies or a comfortable retirement? Explore important financial planning topics like 529 plans, Emergency Savings, Health Savings Accounts, Sustainable Investing, IRA's, Estate Planing, and the FIRE Lifestyle.

Investing in Your Future Modules

Preparing for Retirement Modules

Members LoveECSFCU!

  • ECS-logo

    From the beginning of the process to the day of funding, Suzy and her assistant, Lance, were exactly what anyone would hope for when refinancing their home. They responded to all my questions with patience and in a timely manner. They let me know what to expect and when to expect it every step of the way. I couldn't be more pleased with the service I received. Thank you Suzy and Lance for making this so easy!


    Elissa Ellis-MacLeod, on her ECSFCU home refinance