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Summer Savings

Get a Summer Paycheck Even When You Have the Summer Off!

Two Account Types to Choose From

Both Summer Savings Accounts are savings plans for our members who receive a paycheck only during the 9, 10 or 11 months school is in session (12 month employees can open this account as well). Savings that are deposited throughout the school year become income during the summer months.

Summer Savings

  • Deposit through payroll Direct Deposit or automatic transfer from another share or checking.
  • Double up or skip a month - you choose the amount, and you may change it throughout the year!
  • Maximum of six preauthorized, automatic, electronic or telephone transfers per month (including Online Banking) to a third party or another credit union account allowed
  • Dividends are earned at current Primary Share Savings Account Rates
  • Checks are automatically mailed to you, ½ the end of July and the balance the end of August

4.00%APY* Summer Savings

  • Deposits must be made through payroll Direct Deposit from an employer within our field of membership
  • You control the monthly contribution amount through payroll
  • eStatements are required
  • 4.00%APY* will be the dividend rate during the entire year
  • In-branch fee-free, penalty-free withdrawals are unlimited; no ATM access to funds
  • Checks are mailed to you July 10, 2019
  • 4.00% Summer Savings Flier

Call 619-588-1515 to start saving today!

Both Summer Savings Plans have these features and requirements:

  • Members must maintain a minimum balance of $5.00
  • Unlimited in-branch withdrawals during the year
  • Dividends are calculated daily and credited monthly
  • Funds may be withdrawn early without penalty
  • Renews each year automatically
  • View your balance with our free Online Banking and Mobile App


* APY = Annual Percentage Yield

Savings Rates

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Members LoveECSFCU!

  • Todd Linke IMG_4888 no wording cropped
    After financing a newly purchased truck with ECS, Todd wrote: Thank you for your efficient and friendly service! I always appreciate the "small bank" customer service, but the "big bank" options!
    Todd Linke, Mount Miguel HS Science Department
  • Karl Danielson 2018
    I've bought three cars through the credit union. They make it very easy, very simple, and you can't beat the interest rate. I highly endorse them, their friendly staff, and the service that East County Schools gives its members!
    Karl Danielson Granite Hills HS Television, Film and Digital Media Teacher
  • ECSFCU is big enough to approve loans with great rates and small enough to provide personal service and products that are important to the educational community.
    Randy Montesanto Grossmont Union High School District
  • We bank with East County Schools Federal Credit Union and learned they also have a great car buying service! We decided to look into it and ended up with the best customer service, an amazing price, no hassle of going to the dealership, and a brand new 2017 Honda Accord Sport! A year later, we were in need of another car for our growing family. It was an easy decision to go with the credit union and New Cars Inc again. The process and customer service didn’t disappoint once again, and we love our new 2018 Honda CRV! A big thank you to New Cars Inc and ECSFCU!
    Carly and Luke Esquerra