Summer Savings - East County Schools Federal Credit Union
Skip to main content

Online Banking

Open An Account  |  Apply For A Loan

Summer Savings

Get a Summer Paycheck Even When You Have the Summer Off!

Designed for 9, 10 or 11 month school employees, but open to everyone with a direct deposit paycheck!

  • Deposits must be made through payroll Direct Deposit from your employer (no outside deposits)
  • Up to $2,500 a month - you control the monthly contribution amount through payroll
  • 4.00%APY*  is the dividend rate for the 2022-2023 academic year beginning 10/1/2022
  • In-branch fee-free, penalty-free withdrawals are unlimited if you need your savings before July
  • Balance will be automatically sent to you each July
  • Rates subject to change annually
  • 4.00%APY Summer Savings Flier

Call or Text 619-588-1515 to start saving today!

Summer Savings requirements are easy:

  • Minimum balance of just $5.00
  • No monthly fees
  • eStatements required
  • Dividends are calculated daily and credited monthly
  • Funds (partial or full) may be withdrawn early, without penalty
  • No ATM access to funds
  • Renews each year automatically
  • View your balance (or hide it) with our free Online Banking and Mobile App


* APY = Annual Percentage Yield

Savings Rates

Financial Education

Financial Foundations

 Could you use an easy explanation of the basics? These short, understandable lessons will help you to make better decisions related to managing your money. Titles include: Checking Accounts, Car Loans, Preventing Overdraft Fees, Credit Cards, Mobile and Online Banking and Why You Should Pay More than the Minimum Balance on your Credit Card.

Financial Foundations Articles

Building Financial Capacity

Adulting can feel overwhelming at times! Select from short but comprehensive modules on Creating a Budget, Credit Scores & Reports, Taxes: the Basics, Healthy Financial Habits, Debt Management, Identity Protection and How to Start Family Conversations about Money.

Building Financial Capacity Articles

Owning a Home

Home Ownership can feel overwhelming. Talk to us any time, but these articles will also educate you about the benefits and costs of all aspects of owning a home. Learn about Buying a Home, Mortgages, Mortgage Relief, Investment Property, Reverse Mortgages and Refinances.

Owning a Home Articles

Investing in Your Future

Are you prepared for college tuition, one of life's emergencies or a comfortable retirement? Explore important financial planning topics like 529 plans, Emergency Savings, Health Savings Accounts, Sustainable Investing, IRA's, Estate Planing, and the FIRE Lifestyle.

Investing in Your Future Modules

Preparing for Retirement Modules

Members LoveECSFCU!

  • Kevin Miller original headshot-01

    Kevin Miller likes to connect good people to great resources. He’s been an enthusiastic fan of East County Schools Federal Credit Union since 2013 when we were known to the education community as Grossmont Schools Federal Credit Union, more than five years ago. “Every person I’ve referred to ECSFCU has raved about the lower rates, better terms and great treatment they get.” From 4.00%APR eChecking to amazing auto loan rates to 0% interest classroom loans, he says, “There has never been a dropped ball or bad experience for anyone I’ve ever referred to ECSFCU.”

    Kevin Miller - Administrative Pastor of Foothills Christian Church