Summer Savings - East County Schools Federal Credit Union
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Summer Savings

Get a Summer Paycheck Even When You Have the Summer Off!

Designed for 9, 10 or 11 month school employees, but open to everyone with a direct deposit paycheck!

Call or Text 619-588-1515
for a representative to get you started!

  • Deposits must be made through payroll Direct Deposit from your employer (no outside deposits)
  • Up to $2,500 a month - you control the monthly contribution amount through payroll
  • 4.00%APY*  will remain the dividend rate for the 2023-2024 academic year. This rate is effective July 1, 2023
  • In-branch fee-free, penalty-free withdrawals are unlimited if you need your savings before July
  • Balance will be automatically sent to you each July
  • Rates subject to change annually
  • 4.00%APY Summer Savings Flier

Summer Savings requirements are easy:

  • Minimum balance of just $5.00
  • No monthly fees
  • eStatements required
  • Dividends are calculated daily and credited monthly
  • Funds (partial or full) may be withdrawn early, without penalty
  • No ATM access to funds
  • Renews each year automatically
  • View your balance (or hide it) with our free Online Banking and Mobile App

Savings Rates

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Members LoveECSFCU!

  • Cathy Sprecco with Koala - Australia 2015

    I had a fantastic trip to Switzerland and Austria this past summer with East County Schools FCU and the SD East County Chamber of Commerce. This was my 6th trip with this fun group! The Educator Tour, guided by the infamous Steve Devan, is the perfect way to truly see and experience any country. The train ride through the Alps was a personal favorite and such an amazing experience. Seeing and hearing cows and goats with real bells grazing on the side of the mountains made me want to sing a favorite "Sound of Music" song and look for Heidi or her grandpa around every turn! I really felt immersed in the culture. The extra servings of warm apple strudel helped too!

     I am a single traveler and all worries are put aside on these well-coordinated trips. Almost everything is taken care of for the travelers so I always feel spoiled! The fellow Educator Tour travelers that I have met from other districts and other walks of life have become my life-long friends! These trips are so dear to me that I have a separate savings travel account where I dedicate a small monthly amount to be ready for the next country!

    Come join us!

    Cathy Sprecco - Retired Lakeside Union School District Teacher