About Us - East County Schools Federal Credit Union
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About Us

Our Mission Statement

East County Schools Federal Credit Union provides financial solutions that are uniquely tailored to our education community and delivered with a genuine focus on value, trust and exceptional service.

Member Value

Everything we do is centered on the primary objective of increasing our "Member Value Proposition". Whether it's a new product, service or decision we make, we must continually ask the question... How does this benefit our member-owners?

Credit Union Profile

East County Schools Federal Credit Union is federally insured by the NCUA (National Credit Union Administration) to at least $250,000, with IRA accounts covered by an additional $250,000. All credit unions are not for profit cooperatives. Unlike other financial institutions, Credit Unions are owned and run by their members.

Members make up the Board of Directors, who manage and elect the officers to handle the business and operation of the Credit Union. Our members are joined together by a common bond and we will serve only our members.

There are NO OUTSIDE STOCKHOLDERS -- all net earnings after expenses are paid out to our members in dividends or low cost services.

Financial Education

Financial Foundations

 Could you use an easy explanation of the basics? These short, understandable lessons will help you to make better decisions related to managing your money. Titles include: Checking Accounts, Car Loans, Preventing Overdraft Fees, Credit Cards, Mobile and Online Banking and Why You Should Pay More than the Minimum Balance on your Credit Card.

Financial Foundations Articles

Building Financial Capacity

Adulting can feel overwhelming at times! Select from short but comprehensive modules on Creating a Budget, Credit Scores & Reports, Taxes: the Basics, Healthy Financial Habits, Debt Management, Identity Protection and How to Start Family Conversations about Money.

Building Financial Capacity Articles

Owning a Home

Home Ownership can feel overwhelming. Talk to us any time, but these articles will also educate you about the benefits and costs of all aspects of owning a home. Learn about Buying a Home, Mortgages, Mortgage Relief, Investment Property, Reverse Mortgages and Refinances.

Owning a Home Articles

Investing in Your Future

Are you prepared for college tuition, one of life's emergencies or a comfortable retirement? Explore important financial planning topics like 529 plans, Emergency Savings, Health Savings Accounts, Sustainable Investing, IRA's, Estate Planing, and the FIRE Lifestyle.

Investing in Your Future Modules

Preparing for Retirement Modules

Members LoveECSFCU!

  • ECSFCU is big enough to approve loans with great rates and small enough to provide personal service and products that are important to the educational community.
    Randy Montesanto Grossmont Union High School District