Student Loans - East County Schools Federal Credit Union
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Student Loans

ECS members have access to low cost, new and refinanced loans through Lendkey

  • Complete either entire application online in under 15 minutes
  • No application fee
  • 0.25% interest rate reduction when you sign up for automatic payments

Private Student Loans*

  • Finance your education, or that of a family member
  • Pay for all qualified education expenses, including computers
  • Competitive interest rates and with good grades, potential for even lower rates
  • Cosigner release upon request and after 24 consecutive, full monthly on-time payments, and income requirements are met

Refinance or Consolidate Student Loans

  • Simplify your finances with one easy monthly payment
  • Interest-only repayment option up to four years
  • Cosigner release available for creditworthy borrowers after 12 on-time principal and interest payments
* Private student loans should be used as supplemental funding after exhausting all other sources of financial aid including grants, scholarships and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options, including private student loans. For more information on federal loans, visit
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Members LoveECSFCU!

  • ECS-logo

    My Loan Officer, Mireya, is truly an asset to ECSFCU. She is competent, articulate, sweet and compassionate. When there was an error in the payoff of my car, Mireya personally took a credit union check and drove it to the dealer to correct it, the same day. We are thankful for the time and effort she put into this important transaction.  That’s customer service, and she is leading the pack!



    Jack Charles, Grossmont High School District, retired