Student Loans - East County Schools Federal Credit Union
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Student Loans

ECS members have access to low cost, new and refinanced loans through Lendkey

  • Complete either entire application online in under 15 minutes
  • No application fee
  • 0.25% interest rate reduction when you sign up for automatic payments

Private Student Loans*

  • Finance your education, or that of a family member
  • Pay for all qualified education expenses, including computers
  • Competitive interest rates and with good grades, potential for even lower rates
  • Cosigner release upon request and after 24 consecutive, full monthly on-time payments, and income requirements are met

Refinance or Consolidate Student Loans

  • Simplify your finances with one easy monthly payment
  • Interest-only repayment option up to four years
  • Cosigner release available for creditworthy borrowers after 12 on-time principal and interest payments
* Private student loans should be used as supplemental funding after exhausting all other sources of financial aid including grants, scholarships and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options, including private student loans. For more information on federal loans, visit
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Members LoveECSFCU!

  • Todd Linke IMG_4888 no wording cropped
    After financing a newly purchased truck with ECS, Todd wrote: Thank you for your efficient and friendly service! I always appreciate the "small bank" customer service, but the "big bank" options!
    Todd Linke, Mount Miguel HS Science Department