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Trust Accounts

Trust Accounts ensure that after you are gone, your loved ones will get access to the funds with much less hassle. If you have a trust, placing your East County Schools accounts within your trust is easy!

Apply online to open a trust account and bring the following documentation in to one of our branches:

  • Current, valid driver's license, state or federally-issued ID card, or passport (Trustor, all Trustees)
  • Death certificate for deceased trustees (if applicable)
  • Exact name of the Trust
  • Date the Trust was established (generally included in the name)
  • Names, addresses and social security numbers of Trust Successor/trustees
  • Page from your Trust paperwork showing who is the Trustor, Trustees and Successor Trustees

Deposits are insured up to $250,000 by NCUA.
Assets are protected from probate and estate taxes.

What accounts can I open in the name of my trust?
Checking, Savings, and Certificate deposit accounts

What is a trustor or a trustee?
The trustor/grantor/settlor is the person who created the trust. The trustee is the person who manages the assets in the trust. In some cases, the current trustee may not be the original trustor.

Can I add an existing trust as a beneficiary?
Yes. You can designate a trust as the beneficiary for your personal accounts. Fill in the Additional Services Request form with the name of the trust using the exact name of the trust and trust TIN or EIN number. Return the original form to one of our branches.

 

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Members LoveECSFCU!

  • Todd Linke IMG_4888 no wording cropped
    After financing a newly purchased truck with ECS, Todd wrote: Thank you for your efficient and friendly service! I always appreciate the "small bank" customer service, but the "big bank" options!
    Todd Linke, Mount Miguel HS Science Department
  • Karl Danielson 2018
    I've bought three cars through the credit union. They make it very easy, very simple, and you can't beat the interest rate. I highly endorse them, their friendly staff, and the service that East County Schools gives its members!
    Karl Danielson Granite Hills HS Television, Film and Digital Media Teacher
  • ECSFCU is big enough to approve loans with great rates and small enough to provide personal service and products that are important to the educational community.
    Randy Montesanto Grossmont Union High School District
  • We bank with East County Schools Federal Credit Union and learned they also have a great car buying service! We decided to look into it and ended up with the best customer service, an amazing price, no hassle of going to the dealership, and a brand new 2017 Honda Accord Sport! A year later, we were in need of another car for our growing family. It was an easy decision to go with the credit union and New Cars Inc again. The process and customer service didn’t disappoint once again, and we love our new 2018 Honda CRV! A big thank you to New Cars Inc and ECSFCU!
    Carly and Luke Esquerra