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Meet our LPL Financial Advisor

Financial Planning Services


East County Schools Federal Credit Union is dedicated to providing access to services to help our members work toward achieving their financial goals. An LPL Financial Advisor can help you create a unique investment strategy tailored to your needs. Credit union members have access to Raymond K. Dexter, a branch manager with LPL Financial in La Mesa. Ray is experienced, registered and a licensed professional trained to tailor each investment plan to address your individual needs. Ray specializes in working with retirees, educators, classified employees and non profit organizations. Ray has been a financial planner for over 33 years. Ray graduated from San Diego State with a Business degree with an emphasis in financial services. He is also a CERTIFIED FINANCIAL PLANNER™ Practitioner.

Raymond Dexter, CFP®
Branch Manager, LPL Financial
CA Insurance #0692674
8313 La Mesa Blvd.
La Mesa, CA 91942
Phone: 619.461.2700

Broker check white box

Raymond Dexter is a registered representative with LPL Financial. Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC. Insurance products offered through LPL Financial or its licensed affiliates. East County Schools Federal Credit Union is not a registered broker/dealer and is not affiliated with LPL Financial. The LPL Financial Registered Representative associated with this site may only discuss and/or transact securities business with residents of the following states:  AZ, CA, CO, FL, GA, HI, ID, IA, KY, LA, MD, MT, NV, NM, NC, OH, OK, OR, SC, SD, TX, UT, VA, WA, WY

  • Not NCUA Insured
  • Not Credit Union Guaranteed
  • May Lose Value
  • Not Insured by any Federal Government Agency
  • Not a Credit Union Deposit

Savings Rates

Financial Education

Intro to Finance

Are you stressed about money? Don't worry - you're not alone and help is available! This program will help you understand key financial concepts and make better decisions related to managing your money.

Intro to Finance Articles

Major Life Transactions

Life is full of big decisions, and it can feel overwhelming at times! This program will equip you to better manage some major financial decisions that may come your way.

Major Life Transactions Articles

Paying for College

Paying for education can seem expensive and overwhelming. But don't worry - you're not in it alone! This program will help you understand the costs associated with financing an education and navigate the application and repayment process.

Paying for College Articles

Retirement Planning

Are you prepared for retirement? This program will help you plan today for the life you want in retirement. Explore important financial planning topics like investment strategies, estate planning, and social security so you can have a comfortable retirement.

Retirement Planning Articles

Members LoveECSFCU!

  • Todd Linke IMG_4888 no wording cropped
    After financing a newly purchased truck with ECS, Todd wrote: Thank you for your efficient and friendly service! I always appreciate the "small bank" customer service, but the "big bank" options!
    Todd Linke, Mount Miguel HS Science Department
  • Karl Danielson 2018
    I've bought three cars through the credit union. They make it very easy, very simple, and you can't beat the interest rate. I highly endorse them, their friendly staff, and the service that East County Schools gives its members!
    Karl Danielson Granite Hills HS Television, Film and Digital Media Teacher
  • ECSFCU is big enough to approve loans with great rates and small enough to provide personal service and products that are important to the educational community.
    Randy Montesanto Grossmont Union High School District
  • We bank with East County Schools Federal Credit Union and learned they also have a great car buying service! We decided to look into it and ended up with the best customer service, an amazing price, no hassle of going to the dealership, and a brand new 2017 Honda Accord Sport! A year later, we were in need of another car for our growing family. It was an easy decision to go with the credit union and New Cars Inc again. The process and customer service didn’t disappoint once again, and we love our new 2018 Honda CRV! A big thank you to New Cars Inc and ECSFCU!
    Carly and Luke Esquerra