About Us - East County Schools Federal Credit Union
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About Us

Our Mission Statement

East County Schools Federal Credit Union provides financial solutions that are uniquely tailored to our education community and delivered with a genuine focus on value, trust and exceptional service.

Member Value

Everything we do is centered on the primary objective of increasing our "Member Value Proposition". Whether it's a new product, service or decision we make, we must continually ask the question... How does this benefit our member-owners?

Credit Union Profile

East County Schools Federal Credit Union is federally insured by the NCUA (National Credit Union Administration) to at least $250,000, with IRA accounts covered by an additional $250,000. All credit unions are not for profit cooperatives. Unlike other financial institutions, Credit Unions are owned and run by their members.

Members make up the Board of Directors, who manage and elect the officers to handle the business and operation of the Credit Union. Our members are joined together by a common bond and we will serve only our members.

There are NO OUTSIDE STOCKHOLDERS -- all net earnings after expenses are paid out to our members in dividends or low cost services.

Bylaws

Federal law and NCUA regulations require federally chartered credit unions to have bylaws. These bylaws provide a framework for the operation and management of a credit union. They address a broad range of matters concerning a credit union's organization and governance, the relationship of the credit union to its members, and the procedures and rules a credit union follows.

Click Here for the ECSFCU Bylaws

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Members LoveECSFCU!

  • Todd Linke IMG_4888 no wording cropped
    After financing a newly purchased truck with ECS, Todd wrote: Thank you for your efficient and friendly service! I always appreciate the "small bank" customer service, but the "big bank" options!
    Todd Linke, Mount Miguel HS Science Department