Money Market Shares - East County Schools Federal Credit Union
Skip to main content

Online Banking

Open An Account  |  Apply For A Loan

Money Market Share Accounts

Money Markets are perfect for short-term savings goals where you’re able to keep your money available to you, whenever you need it. All with a higher dividend rate.

  • Earn Higher Annual Percentage Yields
  • Liquidity of funds provides excellent access to cash
  • Funds are insured by the NCUA
  • Great for members with higher deposit balances seeking a higher interest rate
  • Unlimited in-person withdrawals and transfers

Regular Market Share Account

  • Open this insured account with only a $1,000 minimum
  • Minimum withdrawal amount is $300
  • Unlimited in-branch withdrawals
  • Six preauthorized, automatic, electronic or telephone transfers (including Online Banking) allowed per month to another credit union account or to a third party
  • Dividends are calculated daily and paid monthly
  • Share savings dividend rate is received if balance falls below $1,000
  • National Credit Union Administration insured to at least $250,000
More stuff about things

Platinum Access Market Share Account

  • $2,500 Minimum Balance To Open
  • Check Access (up to 6 per month)
  • Earn higher dividends on higher deposit balances
  • Unlimited In-Person Withdrawals Or Transfers
  • No Monthly Fees
  • Up To Six Pre-Authorized Withdrawals Or Transfers Per Month (Including Check Writing)
  • Free Personalized Checks
  • Dividends are calculated daily and paid month
  • Can be tied to your ATM / Debit Card for ATM access
  • NCUA insured to at least $250,000
More stuff about things

Savings Rates

Financial Education

Financial Foundations

 Could you use an easy explanation of the basics? These short, understandable lessons will help you to make better decisions related to managing your money. Titles include: Checking Accounts, Car Loans, Preventing Overdraft Fees, Credit Cards, Mobile and Online Banking and Why You Should Pay More than the Minimum Balance on your Credit Card.

Financial Foundations Articles

Building Financial Capacity

Adulting can feel overwhelming at times! Select from short but comprehensive modules on Creating a Budget, Credit Scores & Reports, Taxes: the Basics, Healthy Financial Habits, Debt Management, Identity Protection and How to Start Family Conversations about Money.

Building Financial Capacity Articles

Owning a Home

Home Ownership can feel overwhelming. Talk to us any time, but these articles will also educate you about the benefits and costs of all aspects of owning a home. Learn about Buying a Home, Mortgages, Mortgage Relief, Investment Property, Reverse Mortgages and Refinances.

Owning a Home Articles

Investing in Your Future

Are you prepared for college tuition, one of life's emergencies or a comfortable retirement? Explore important financial planning topics like 529 plans, Emergency Savings, Health Savings Accounts, Sustainable Investing, IRA's, Estate Planing, and the FIRE Lifestyle.

Investing in Your Future Modules

Preparing for Retirement Modules

Members LoveECSFCU!

  • Grant Nelson 2019

    While overseas I found myself in the frightening situation of being out of cash and with two debit cards from other financial institutions that weren’t working, despite my travel notice pre-planning. ECSFCU’s amazing member services team stayed late on a Friday to approve and immediately fund a quick loan that made the rest of our trip wonderful. Nobody else does that! Not only is it something that I will never forget, but it’s something I want to tell everyone about.

    Grant Nelson - 8th Grade History Teacher, La Mesa Spring Valley Schools