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Money Market Share Accounts

Money Markets are perfect for short-term savings goals where you’re able to keep your money available to you, whenever you need it. All with a higher dividend rate.

  • Earn Higher Annual Percentage Yields
  • Liquidity of funds provides excellent access to cash
  • Funds are insured by the NCUA
  • Great for members with higher deposit balances seeking a higher interest rate
  • Unlimited in-person withdrawals and transfers

Regular Market Share Account

  • Open this insured account with only a $1,000 minimum
  • Minimum withdrawal amount is $300
  • Unlimited in-branch withdrawals
  • Six preauthorized, automatic, electronic or telephone transfers (including Online Banking) allowed per month to another credit union account or to a third party
  • Dividends are calculated daily and paid monthly
  • Share savings dividend rate is received if balance falls below $1,000
  • National Credit Union Administration insured to at least $250,000
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Platinum Access Market Share Account

  • $2,500 Minimum Balance To Open ($250,000 Maximum Balance Allowed)
  • Check Access (up to 6 per month)
  • Earn higher dividends on higher deposit balances
  • Unlimited In-Person Withdrawals Or Transfers
  • No Monthly Fees
  • Up To Six Pre-Authorized Withdrawals Or Transfers Per Month (Including Check Writing)
  • Free Personalized Checks
  • Dividends are calculated daily and paid month
  • Can be tied to your ATM / Debit Card for ATM access
  • NCUA insured to at least $250,000
More stuff about things

Savings Rates

Financial Education

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Are you prepared for retirement? This program will help you plan today for the life you want in retirement. Explore important financial planning topics like investment strategies, estate planning, and social security so you can have a comfortable retirement.

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Members LoveECSFCU!

  • ECSFCU is big enough to approve loans with great rates and small enough to provide personal service and products that are important to the educational community.
    Randy Montesanto Grossmont Union High School District
  • We bank with East County Schools Federal Credit Union and learned they also have a great car buying service! We decided to look into it and ended up with the best customer service, an amazing price, no hassle of going to the dealership, and a brand new 2017 Honda Accord Sport! A year later, we were in need of another car for our growing family. It was an easy decision to go with the credit union and New Cars Inc again. The process and customer service didn’t disappoint once again, and we love our new 2018 Honda CRV! A big thank you to New Cars Inc and ECSFCU!
    Carly and Luke Esquerra