Credit Cards - East County Schools Federal Credit Union
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Choose the VISA Credit Card that fits your lifestyle!

ALL East County Schools VISA Credit Cards include*:

  • Personal Identity Theft Coverage
  • Cash Advances at thousands of ATMs worldwide
  • Warranty Manager Service
  • Auto Rental Collision Damage Waiver
  • Travel & Emergency Assistance
  • $1,000,000 in Travel Accident and Baggage Delay Insurance

*See Your Guide to Visa Benefits for full details about these programs and offers

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CU Reward

How to Choose:For those who are building or rebuilding their creditOur original Visa card
Great low interest rate!For those who make a lot of purchases, and generally pay off their balance each month
APR for Purchases 12.50%13.50-17.5%11.50%
APR for Cash Advances 12.50%13.50-17.5%11.50%
Earn rewards points with every purchase   check
Annual Fee$0$0$0$0
No Balance Transfer Feecheckcheckcheckcheck
ATM Access for Cash Advancecheckcheckcheckcheck
No interest Grace Periodcheckcheckcheckcheck
Chip and PIN Security  checkcheck
Visa Alertscheckcheckcheckcheck
Credit Limits up to  $5,000$50,000$50,000
Open an accountApply for a Shared Secure Account NowApply for a Visa Classic NowApply for a Visa Choice NowApply for a Visa CU Reward Now

CU Reward Visa Program Rules**

How do I earn points?
Do points expire?
Where can I find the award items' cost/availability?
Does my account need to be open or in good standing?
How are awards shipped?
What is the award item return policy?
Do points have cash value?
May points be combined with another offer or used in any other way?

Credit Card Rewards FAQs

How can I use my points for redemptions in the program?
How do I redeem points for merchandise awards?
Once I submit a merchandise redemption, how long will it take for my shipment to arrive?
How do I redeem points for travel awards?
I'd like to use my points for an airline ticket but my schedule does not allow me to stay over a Saturday night or to book the reservation 21 days in advance. Can I still get a ticket?
Can I ship to a military base?
How do I book travel using my rewards account?
Are there any fee(s) associated with travel redemptions or purchases, and can I pay that fee with my points?
Can I book travel reservations for someone else using my points?
I did not get my email confirmation, what should Ido?
Do I still earn frequent flyer miles, etc. when I use my points as payment towards my airline tickets, car rentals or hotel stays?
If I don't have enough points to pay the total amount for my travel order, can I pay the rest with my card?
Can I use a payment card other than the card I have enrolled in the program?
**Additional CU Rewards program rules apply. The East County Schools FCU CU Rewards VISA program is contracted with PSCU and a complete and current list of program rules may always be found from within their CU Rewards website, accessible from your credit card account information in ECSFCU Online Banking.

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Members LoveECSFCU!

  • Marcel Becker testimonial
    What mattered to me, was that I needed the money to buy a motorhome, and I needed it now. This is the fastest I've ever experienced for a loan. It's never been this easy or this pleasant and I could tell that this was simply the way ECSFCU serves all of their members; it's their culture. I wasn't a member when I started, but I am now.
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