Credit Cards - East County Schools Federal Credit Union
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Choose the VISA Credit Card that fits your lifestyle!

ALL East County Schools VISA Credit Cards include*:

    • Personal Identity Theft Coverage
    • Cash Advances at thousands of ATMs worldwide
    • Warranty Manager Service
    • Auto Rental Collision Damage Waiver
    • Travel & Emergency Assistance
    • $1,000,000 in Travel Accident and Baggage Delay Insurance

    *See Your Guide to Visa Benefits for full details about these programs and offers

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    CU Reward

    How to Choose:For those who are building or rebuilding their creditOur original Visa card
    Great low interest rate!For those who make a lot of purchases, and generally pay off their balance each month
    APR for Purchases 12.50%13.50-17.5%11.50%
    APR for Cash Advances 12.50%13.50-17.5%11.50%
    Earn rewards points with every purchase   check
    Annual Fee$0$0$0$0
    No Balance Transfer Feecheckcheckcheckcheck
    ATM Access for Cash Advancecheckcheckcheckcheck
    Chip and PIN Security  checkcheck
    Visa Alertscheckcheckcheckcheck
    Credit Limits up to  $5,000$50,000$50,000
    Open an accountApply for a Shared Secure Account NowApply for a Visa Classic NowApply for a Visa Choice NowApply for a Visa CU Reward Now

    CU Reward Visa Program Rules**

    Credit Card Reward FAQs

    **Additional CU Rewards program rules apply. The East County Schools FCU CU Rewards VISA program is contracted with PSCU and a complete and current list of program rules may always be found from within their CU Rewards website, accessible from your credit card account information in ECSFCU Online Banking.

    Financial Education

    Financial Foundations

     Could you use an easy explanation of the basics? These short, understandable lessons will help you to make better decisions related to managing your money. Titles include: Checking Accounts, Car Loans, Preventing Overdraft Fees, Credit Cards, Mobile and Online Banking and Why You Should Pay More than the Minimum Balance on your Credit Card.

    Financial Foundations Articles

    Building Financial Capacity

    Adulting can feel overwhelming at times! Select from short but comprehensive modules on Creating a Budget, Credit Scores & Reports, Taxes: the Basics, Healthy Financial Habits, Debt Management, Identity Protection and How to Start Family Conversations about Money.

    Building Financial Capacity Articles

    Owning a Home

    Home Ownership can feel overwhelming. Talk to us any time, but these articles will also educate you about the benefits and costs of all aspects of owning a home. Learn about Buying a Home, Mortgages, Mortgage Relief, Investment Property, Reverse Mortgages and Refinances.

    Owning a Home Articles

    Investing in Your Future

    Are you prepared for college tuition, one of life's emergencies or a comfortable retirement? Explore important financial planning topics like 529 plans, Emergency Savings, Health Savings Accounts, Sustainable Investing, IRA's, Estate Planing, and the FIRE Lifestyle.

    Investing in Your Future Modules

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    Members LoveECSFCU!

    • We bank with East County Schools Federal Credit Union and learned they also have a great car buying service! We decided to look into it and ended up with the best customer service, an amazing price, no hassle of going to the dealership, and a brand new 2017 Honda Accord Sport! A year later, we were in need of another car for our growing family. It was an easy decision to go with the credit union and New Cars Inc again. The process and customer service didn’t disappoint once again, and we love our new 2018 Honda CRV! A big thank you to New Cars Inc and ECSFCU!
      Carly and Luke Esquerra