Primary Share Savings - East County Schools Federal Credit Union
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Primary Shares

A simple option for saving

Your primary share account is a basic savings plan. A minimum of $5.00 (one share) is required to open a share savings account establishing your lifetime membership at East County Schools Federal Credit Union. Dividends accrue daily and are paid monthly with earnings from the day-of-deposit to day-of-withdrawal.

Share Savings accounts offer:

  • Only a $5.00 minimum balance required
  • Unlimited in-branch withdrawals
  • Six preauthorized, automatic, electronic or telephone transfers (including Online Banking) per month to another credit union account or to a third party
  • Dividends are calculated daily and paid monthly
  • Up to 8 different accounts for different needs. Give them names like vacation, Holiday savings, or other name to help you keep them separate
  • No monthly fee
  • Competitive Dividend rates
  • 24 hour access to your account through Online Banking and ATMs
  • Share to share transfers and overdraft protection for your East County Schools FCU checking account, up to six electronic (non-branch) withdrawals per calendar month
  • Automatic loan payments from your savings
  • Deposit to your account via payroll Direct Deposit or our mobile app
  • Statements are mailed quarterly, unless there is electronic activity, then they are mailed monthly
  • NCUA insured up to $250,000

Savings Rates

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Members LoveECSFCU!

  • Grant Nelson 2019

    When I became an ECSFCU member, I immediately refinanced my house and got better rates for two cars. East County School employees who are just starting out, this is the best place to be! ECSFCU can help you secure your financial life.

    Grant Nelson - Retired La Mesa Spring Valley Schools 8th Grade History Teacher