Primary Share Savings - East County Schools Federal Credit Union
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Primary Shares

A simple option for saving

Your primary share account is a basic savings plan. A minimum of $5.00 (one share) is required to open a share savings account establishing your lifetime membership at East County Schools Federal Credit Union. Dividends accrue daily and are paid monthly with earnings from the day-of-deposit to day-of-withdrawal.

Share Savings accounts offer:

  • Only a $5.00 minimum balance required
  • Unlimited in-branch withdrawals
  • Six preauthorized, automatic, electronic or telephone transfers (including Online Banking) per month to another credit union account or to a third party
  • Dividends are calculated daily and paid monthly
  • Up to 8 different accounts for different needs. Give them names like vacation, Holiday savings, or other name to help you keep them separate
  • No monthly fee
  • Competitive Dividend rates
  • 24 hour access to your account through Online Banking and ATMs
  • Share to share transfers and overdraft protection for your East County Schools FCU checking account, up to six electronic (non-branch) withdrawals per calendar month
  • Automatic loan payments from your savings
  • Deposit to your account via payroll Direct Deposit or our mobile app
  • Statements are mailed quarterly, unless there is electronic activity, then they are mailed monthly
  • NCUA insured up to $250,000

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Members LoveECSFCU!

  • Grant Nelson 2019

    While overseas I found myself in the frightening situation of being out of cash and with two debit cards from other financial institutions that weren’t working, despite my travel notice pre-planning. ECSFCU’s amazing member services team stayed late on a Friday to approve and immediately fund a quick loan that made the rest of our trip wonderful. Nobody else does that! Not only is it something that I will never forget, but it’s something I want to tell everyone about.

    Grant Nelson - 8th Grade History Teacher, La Mesa Spring Valley Schools