Holiday Club - East County Schools Federal Credit Union
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Holiday Club

It's Never Too Early to Start Saving for the Holidays

It's easy!

  1. Already an ECS member? Just call or stop by a branch to quickly add your Holiday Club Account
  2. New Members - simply open a share account online or in a branch first, and then add your Holiday Club Account
  3. Make deposits any way that's convenient including: payroll direct deposit or automatic transfer from another share or checking
  4. A check will be mailed to you the first week in November for the full balance in your Holiday Account
  5. Enjoy your extra cash and have a joyful and stress-free holiday!
    • Minimum balance is $5.00
    • Access your account if you need it with unlimited in-branch withdrawals
    • Up to six preauthorized, automatic, electronic or telephone transfers (including Online Banking) per month to another credit union account or to a third party allowed
    • Dividends are calculated daily and paid monthly

Savings Rates

Financial Education

Financial Foundations

 Could you use an easy explanation of the basics? These short, understandable lessons will help you to make better decisions related to managing your money. Titles include: Checking Accounts, Car Loans, Preventing Overdraft Fees, Credit Cards, Mobile and Online Banking and Why You Should Pay More than the Minimum Balance on your Credit Card.

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Adulting can feel overwhelming at times! Select from short but comprehensive modules on Creating a Budget, Credit Scores & Reports, Taxes: the Basics, Healthy Financial Habits, Debt Management, Identity Protection and How to Start Family Conversations about Money.

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Home Ownership can feel overwhelming. Talk to us any time, but these articles will also educate you about the benefits and costs of all aspects of owning a home. Learn about Buying a Home, Mortgages, Mortgage Relief, Investment Property, Reverse Mortgages and Refinances.

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Members LoveECSFCU!

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    My Loan Officer, Mireya, is truly an asset to ECSFCU. She is competent, articulate, sweet and compassionate. When there was an error in the payoff of my car, Mireya personally took a credit union check and drove it to the dealer to correct it, the same day. We are thankful for the time and effort she put into this important transaction.  That’s customer service, and she is leading the pack!

     

     

    Jack Charles, Grossmont High School District, retired