Current Promotions
Apply for a new/used auto loan or refinance your vehicle loan with ECS Federal Credit Union and receive $100 cash bonus, plus we’ll cover your $15 DMV transfer fee.*
*Offer valid on new or used ECS auto loans or loans refinanced at ECS from another lender. Not valid for existing ECSFCU auto loans. Minimum loan amount of $10,000 required. Other vehicle eligibility and restrictions may apply. New money may be required. $100 incentive and $15 DMV transfer fee reimbursement will be provided at the time of loan funding or shortly thereafter. Other registration fees may apply. Limit one incentive per loan. Offer valid August 24 - October 31, 2026.
The second round is now open for our Professional Development Scholarship for classified school employees! This scholarship of up to $1,000 helps fund or reimburse certifications, coursework, and other opportunities that supports career growth.
Application Deadline: October 18, 2026
New Hire Starter Kit
Here are some ECS products and services tailored specifically for new hires and school employees.
MyPayNewHire
MyPayNewHire is an exclusive benefit for ECS members, available to all newly hired employees in San Diego County school districts. This program helps you bridge the gap between your start date and your first paycheck, giving you instant access to funds when you need them most.
MyPay15
Take control of your cash flow with MyPay15, an exclusive member benefit for those with a monthly paycheck that gives you access to 50% of your last direct deposit on the 15th of each month—no fees, no hassle.
CSESAP Line of Credit
ECS fronts your monthly Classified School Employees Summer Assistance Program (CSESAP) contribution through a Line of Credit. When the state match is paid, you pay off the advance and keep the remaining funds.
Products Designed Around the Way School Employees Live
4.00% APY* eChecking
Earn a high yield on every dollar. No monthly fee or minimum balance required — built for the way educators manage money.
4.00% APY* Summer Savings
A savings account built for the school calendar. Set money aside during the year and have it ready when summer arrives.
VISA Credit Cards
We offer VISA Classic or CU Rewards with fixed APR rates*, no annual fees, and no balance transfer fees. Get cash advances at ATMs worldwide.
*APY = Annual Percentage Yield. APR = Annual Percentage Rate. Terms and Conditions Apply. Rates may change at any time and are accurate as of May 1, 2025. Fees could reduce earnings. Visit each product page for full details, eligibility requirements, and current terms.
.png?sfvrsn=efd5dc93_0 "GUHSD Debbie Bryant Testimonial")
Tools Built for You
Crunch the numbers on loans, savings, and retirement with our free financial calculators.
Financial tips and articles written for school employees, covering budgeting, saving, and more.
Free financial literacy app that rewards you for learning. Earn gift cards just by building money skills.
