Updates to Funds Availability Policy Disclosure
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Updates to Funds Availability Policy Disclosure

There’s been a change in federal regulations, so our Funds Availability Policy Disclosure has been updated. As of July 1, 2025, the amount of funds available when you deposit a check at an ATM or a branch have increased.

Here’s what’s changed:

  • The first $275 from most check deposits (previously $225) will be available the next business day after the deposit is made.
  • Checks totaling more than $6,725 on any one day (previously $5,525) deposited to East County Schools FCU accounts that you (and others) own, may be held for longer.

There’s nothing you need to do—except enjoy the increase in available funds.

View the full Account Disclosures and Agreement here.

If you have any questions, please call us at 619-588-1515.

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  • Marcel Becker testimonial
    What mattered to me, was that I needed the money to buy a motorhome, and I needed it now. This is the fastest I've ever experienced for a loan. It's never been this easy or this pleasant and I could tell that this was simply the way ECSFCU serves all of their members; it's their culture. I wasn't a member when I started, but I am now.
    Marcel Becker - General Manager, Trident Maritime Systems and Career Technical Education and Ethics in Business partner with GUHSD