There’s been a change in federal regulations, so our Funds Availability Policy Disclosure has been updated. As of July 1, 2025, the amount of funds available when you deposit a check at an ATM or a branch have increased.

Here’s what’s changed:

• The first $275 from most check deposits (previously $225) will be available the next business day after the deposit is made.
• Checks totaling more than $6,725 on any one day (previously $5,525) deposited to East County Schools FCU accounts that you (and others) own, may be held 4 business days.

There’s nothing you need to do—except enjoy the increase in available funds.

View the full Account Disclosures and Agreement here.

If you have any questions, please call us at 619-588-1515.