Updates to Funds Availability Policy Disclosure
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Updates to Funds Availability Policy Disclosure

There’s been a change in federal regulations, so our Funds Availability Policy Disclosure has been updated. As of July 1, 2025, the amount of funds available when you deposit a check at an ATM or a branch have increased.

Here’s what’s changed:

  • The first $275 from most check deposits (previously $225) will be available the next business day after the deposit is made.
  • Checks totaling more than $6,725 on any one day (previously $5,525) deposited to East County Schools FCU accounts that you (and others) own, may be held for longer.

There’s nothing you need to do—except enjoy the increase in available funds.

View the full Account Disclosures and Agreement here.

If you have any questions, please call us at 619-588-1515.

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    From the beginning of the process to the day of funding, Suzy and her assistant, Lance, were exactly what anyone would hope for when refinancing their home. They responded to all my questions with patience and in a timely manner. They let me know what to expect and when to expect it every step of the way. I couldn't be more pleased with the service I received. Thank you Suzy and Lance for making this so easy!

     

    Elissa Ellis-MacLeod, on her ECSFCU home refinance