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Direct Deposit

Get your Paycheck Earlier and enjoy the Convenience of a Secure Deposit

Automatically credit all or part of your pay check, retirement check, Social Security or other regularly occurring checks to your East County Schools Federal Credit Union account

Split your paycheck to several accounts, loan payments or institutions. Use the Payroll Distribution Deduction Form for splits

It's Easy to Sign up for Direct Deposit

  1. School district employees - fill out the form below, print, sign and return directly to the credit union or your employer. Non-school district employees should request a similar form from their HR Dept and return it to your employer.
  2. You will need your ECSFCU 14 Digit Account Number and ECSFCU Routing Number (Routing Number is 322276509). Call the branch if you need assistance finding your account number.

    Sample ECS check with labels
  3. Allow 1 - 2 pay periods for your Direct Deposit to be set up. School Districts have monthly cutoff dates, generally mid-month, in order to begin direct deposit for each month

School District Direct Deposit / Payroll Deduction

Retirement Direct Deposit

Begin moving over your bills to be paid once you are sure you have funds in your East County Schools Account with our Better Than Free Bill Pay program

Financial Education

Intro to Finance

Are you stressed about money? Don't worry - you're not alone and help is available! This program will help you understand key financial concepts and make better decisions related to managing your money.

Intro to Finance Articles

Major Life Transactions

Life is full of big decisions, and it can feel overwhelming at times! This program will equip you to better manage some major financial decisions that may come your way.

Major Life Transactions Articles

Paying for College

Paying for education can seem expensive and overwhelming. But don't worry - you're not in it alone! This program will help you understand the costs associated with financing an education and navigate the application and repayment process.

Paying for College Articles

Retirement Planning

Are you prepared for retirement? This program will help you plan today for the life you want in retirement. Explore important financial planning topics like investment strategies, estate planning, and social security so you can have a comfortable retirement.

Retirement Planning Articles

Members LoveECSFCU!

  • Todd Linke IMG_4888 no wording cropped
    After financing a newly purchased truck with ECS, Todd wrote: Thank you for your efficient and friendly service! I always appreciate the "small bank" customer service, but the "big bank" options!
    Todd Linke, Mount Miguel HS Science Department
  • Karl Danielson 2018
    I've bought three cars through the credit union. They make it very easy, very simple, and you can't beat the interest rate. I highly endorse them, their friendly staff, and the service that East County Schools gives its members!
    Karl Danielson Granite Hills HS Television, Film and Digital Media Teacher
  • ECSFCU is big enough to approve loans with great rates and small enough to provide personal service and products that are important to the educational community.
    Randy Montesanto Grossmont Union High School District
  • We bank with East County Schools Federal Credit Union and learned they also have a great car buying service! We decided to look into it and ended up with the best customer service, an amazing price, no hassle of going to the dealership, and a brand new 2017 Honda Accord Sport! A year later, we were in need of another car for our growing family. It was an easy decision to go with the credit union and New Cars Inc again. The process and customer service didn’t disappoint once again, and we love our new 2018 Honda CRV! A big thank you to New Cars Inc and ECSFCU!
    Carly and Luke Esquerra