Text Us - East County Schools Federal Credit Union
Skip to main content

Online Banking

Open An Account  |  Apply For A Loan

Text Us

Texting is a Fast and Easy Way to Communicate with us and
We are Now Offering Text Messaging as a Member Service Communication Line!

ECSFCU staff can communicate via text with you to help you with your credit union needs with ease, security, and efficiency! Text us at our main line number 619-588-1515, during our regular business hours or text KEYWORDS to 619-588-1515 for 24/7 answers to common questions.

IMPORTANT: While we are excited to be able to better serve you in this way, due to certain limitations, we cannot text or receive texts concerning account balance information, account transfers, account transaction information or send or receive account numbers within the texts themselves. If you are needing to make a transfer or check a balance, feel free to call or download our mobile app onto your phone to check your account balances and make transfers immediately at any time! You may also use our Contact Us feature from our website to securely ask questions with confidential information. Outside of texting, we also have the ability through the use of secure links to send and receive secure e-signatures through DocuSign, used for documentation for your accounts, handle fraud and affidavit procedures, open new accounts and loans, make changes to your current accounts, and more.

Texting Tip: Add 619-588-1515 as ECSFCU to your contact list.

Get Answers with Text Messaging KEYWORDS – Text 619-588-1515
Text us 24/7 at 619-588-1515 using the Keywords below for answers to common questions about ECSFCU services. And, if your question is a little more specific about your account, we’ll respond to your text message during business hours!

Keywords for 24/7 Answers

Text any of these keywords to 619-588-1515 for 24/7 answers to common questions about ECSFCU services.

APPLY – Looking to apply for a Vehicle Loan, Home Equity, Credit Card,  Classroom Loan, MyPayNewHire or Personal Loan? Text to immediately get started with our application process.
ATM – Looking for a no-fee ATM close by? Find a no-fee CO-OP or ECSFCU ATM.
AUTO – Ready for a new car or want to refinance? Learn about your options or get started with our online loan application.
CALCULATOR - Knowledge is power - enter your data into one of our Auto, Loan, Credit Card, Mortgage or Savings calculators.
CARD – Looking for a credit card that works for you? View our credit card options.
FRAUD - 24/7 ability to report unauthorized access on your debit or credit card.
HOME – Love your home and your loan. Learn more about our home loans.
HOURS – Need to visit us or speak with a representative? View our address and hours.
JOIN - Interested in becoming an ECSFCU member? Receive a link to our user friendly mobile application.
LITERACY – We offer FREE financial literacy information on savings, retirement, budgeting, loans and more.
LOAN – We have a loan for all your borrowing needs. Learn about our loan options.
LOST - For help with a Lost or Stolen debit or credit card.
MEMBER – Interested in becoming a member? Receive a link to our user friendly mobile application.
MYPAY15 - Receive half your monthly pay 15 days early. No charge per transfer.
MYPAYNEWHIRE - School employees may get their initial check on day one, as a 60 day 0% loan.
RATES – Find out our latest deposit and loan rates.
RESET or PIN – Need to reset the PIN number for your debit card? Learn how to set your own number.
ROUTING – Our routing number is 322276509, but we can text it to you too.
SUMMER - Earn dividends on money aside for a summer paycheck. Learn the details and how to get started.
TEEN - Learn about our account for 13-17 year olds and the Good Grade $10 Reward.
TICKETS - Order discounted instaPrint eTickets to Southern CA attractions through FunEx

Message and data rates may apply. Reply STOP to cancel at any time.

Message and data rates may apply. Enrollment not required to be a member or apply for services. Messages are sent by auto dialer to this mobile #.

Financial Education

Financial Foundations

 Could you use an easy explanation of the basics? These short, understandable lessons will help you to make better decisions related to managing your money. Titles include: Checking Accounts, Car Loans, Preventing Overdraft Fees, Credit Cards, Mobile and Online Banking and Why You Should Pay More than the Minimum Balance on your Credit Card.

Financial Foundations Articles

Building Financial Capacity

Adulting can feel overwhelming at times! Select from short but comprehensive modules on Creating a Budget, Credit Scores & Reports, Taxes: the Basics, Healthy Financial Habits, Debt Management, Identity Protection and How to Start Family Conversations about Money.

Building Financial Capacity Articles

Owning a Home

Home Ownership can feel overwhelming. Talk to us any time, but these articles will also educate you about the benefits and costs of all aspects of owning a home. Learn about Buying a Home, Mortgages, Mortgage Relief, Investment Property, Reverse Mortgages and Refinances.

Owning a Home Articles

Investing in Your Future

Are you prepared for college tuition, one of life's emergencies or a comfortable retirement? Explore important financial planning topics like 529 plans, Emergency Savings, Health Savings Accounts, Sustainable Investing, IRA's, Estate Planing, and the FIRE Lifestyle.

Investing in Your Future Modules

Preparing for Retirement Modules

Members LoveECSFCU!

  • ECS-logo

    My Loan Officer, Mireya, is truly an asset to ECSFCU. She is competent, articulate, sweet and compassionate. When there was an error in the payoff of my car, Mireya personally took a credit union check and drove it to the dealer to correct it, the same day. We are thankful for the time and effort she put into this important transaction.  That’s customer service, and she is leading the pack!



    Jack Charles, Grossmont High School District, retired