Text Us - East County Schools Federal Credit Union
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Text Us

Texting is a Fast and Easy Way to Communicate with us and
We are Now Offering Text Messaging as a Member Service Communication Line!

ECSFCU staff can communicate via text with you to help you with your credit union needs with ease, security, and efficiency! Text us at our main line number 619-588-1515, during our regular business hours or text KEYWORDS to 619-588-1515 for 24/7 answers to common questions.

IMPORTANT: While we are excited to be able to better serve you in this way, due to certain limitations, we cannot text or receive texts concerning account balance information, account transfers, account transaction information or send or receive account numbers within the texts themselves. If you are needing to make a transfer or check a balance, feel free to call or download our mobile app onto your phone to check your account balances and make transfers immediately at any time! You may also use our Contact Us feature from our website to securely ask questions with confidential information. Outside of texting, we also have the ability through the use of secure links to send and receive secure e-signatures through DocuSign, used for documentation for your accounts, handle fraud and affidavit procedures, open new accounts and loans, make changes to your current accounts, and more.

Texting Tip: Add 619-588-1515 as ECSFCU to your contact list.

Get Answers with Text Messaging KEYWORDS – Text 619-588-1515
Text us 24/7 at 619-588-1515 using the Keywords below for answers to common questions about ECSFCU services. And, if your question is a little more specific about your account, we’ll respond to your text message during business hours!

Keywords for 24/7 Answers

Text any of these keywords to 619-588-1515 for 24/7 answers to common questions about ECSFCU services.

APPLY – Looking to apply for a Vehicle Loan, Home Equity, Credit Card,  Classroom Loan, Advance Payroll or Personal Loan? Text to immediately get started with our application process.
ATM – Looking for a no-fee ATM close by? Find a no-fee CO-OP or ECSFCU ATM.
AUTO – Ready for a new car or want to refinance? Learn about your options or get started with our online loan application.
CALCULATOR - Knowledge is power - enter your data into one of our Auto, Loan, Credit Card, Mortgage or Savings calculators.
CARD – Looking for a credit card that works for you? View our credit card options.
FRAUD - 24/7 ability to report unauthorized access on your debit or credit card.
HOME – Love your home and your loan. Learn more about our home loans.
HOURS – Need to visit us or speak with a representative? View our address and hours.
JOIN - Interested in becoming an ECSFCU member? Receive a link to our user friendly mobile application.
LITERACY – We offer FREE financial literacy information on savings, retirement, budgeting, loans and more.
LOAN – We have a loan for all your borrowing needs. Learn about our loan options.
LOST - For help with a Lost or Stolen debit or credit card.
MEMBER – Interested in becoming a member? Receive a link to our user friendly mobile application.
MYPAYNOW – Access money you've already earned. Get up to $1,000 each month for school district employees of enrolled districts.
RATES – Find out our latest deposit and loan rates.
RESET or PIN – Need to reset the PIN number for your debit card? Learn how to set your own number.
ROUTING – Our routing number is 322276509, but we can text it to you too.
SUMMER - Earn dividends on money aside for a summer paycheck. Learn the details and how to get started.
TEEN - Learn about our account for 13-17 year olds and the Good Grade $10 Reward.
TICKETS - Order discounted instaPrint eTickets to Southern CA attractions through FunEx

Message and data rates may apply. Reply STOP to cancel at any time.

Message and data rates may apply. Enrollment not required to be a member or apply for services. Messages are sent by auto dialer to this mobile #.

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Members LoveECSFCU!

  • ECS-logo

    From the beginning of the process to the day of funding, Suzy and her assistant, Lance, were exactly what anyone would hope for when refinancing their home. They responded to all my questions with patience and in a timely manner. They let me know what to expect and when to expect it every step of the way. I couldn't be more pleased with the service I received. Thank you Suzy and Lance for making this so easy!


    Elissa Ellis-MacLeod, on her ECSFCU home refinance
  • ECS-logo

    My Loan Officer, Mireya, is truly an asset to ECSFCU. She is competent, articulate, sweet and compassionate. When there was an error in the payoff of my car, Mireya personally took a credit union check and drove it to the dealer to correct it, the same day. We are thankful for the time and effort she put into this important transaction.  That’s customer service, and she is leading the pack!



    Jack Charles, Grossmont High School District, retired
  • Kevin Miller original headshot-01

    Kevin Miller likes to connect good people to great resources. He’s been an enthusiastic fan of East County Schools Federal Credit Union since 2013 when we were known to the education community as Grossmont Schools Federal Credit Union, more than five years ago. “Every person I’ve referred to ECSFCU has raved about the lower rates, better terms and great treatment they get.” From 4.00%APR eChecking to amazing auto loan rates to 0% interest classroom loans, he says, “There has never been a dropped ball or bad experience for anyone I’ve ever referred to ECSFCU.”

    Kevin Miller - Administrative Pastor of Foothills Christian Church
  • Cathy Sprecco with Koala - Australia 2015

    I had a fantastic trip to Switzerland and Austria this past summer with East County Schools FCU and the SD East County Chamber of Commerce. This was my 6th trip with this fun group! The Educator Tour, guided by the infamous Steve Devan, is the perfect way to truly see and experience any country. The train ride through the Alps was a personal favorite and such an amazing experience. Seeing and hearing cows and goats with real bells grazing on the side of the mountains made me want to sing a favorite "Sound of Music" song and look for Heidi or her grandpa around every turn! I really felt immersed in the culture. The extra servings of warm apple strudel helped too!

     I am a single traveler and all worries are put aside on these well-coordinated trips. Almost everything is taken care of for the travelers so I always feel spoiled! The fellow Educator Tour travelers that I have met from other districts and other walks of life have become my life-long friends! These trips are so dear to me that I have a separate savings travel account where I dedicate a small monthly amount to be ready for the next country!

    Come join us!

    Cathy Sprecco - First Grade Teacher in Lakeside Union School District
  • Grant Nelson 2019

    When I became an ECSFCU member, I immediately refinanced my house and got better rates for two cars. East County School employees who are just starting out, this is the best place to be! ECSFCU can help you secure your financial life.

    Grant Nelson - 8th Grade History Teacher in La Mesa Spring Valley Schools
  • Grant Nelson 2019

    While overseas I found myself in the frightening situation of being out of cash and with two debit cards from other financial institutions that weren’t working, despite my travel notice pre-planning. ECSFCU’s amazing member services team stayed late on a Friday to approve and immediately fund a quick loan that made the rest of our trip wonderful. Nobody else does that! Not only is it something that I will never forget, but it’s something I want to tell everyone about.

    Grant Nelson - 8th Grade History Teacher, La Mesa Spring Valley Schools
  • Marcel Becker testimonial
    What mattered to me, was that I needed the money to buy a motorhome, and I needed it now. This is the fastest I've ever experienced for a loan. It's never been this easy or this pleasant and I could tell that this was simply the way ECSFCU serves all of their members; it's their culture. I wasn't a member when I started, but I am now.
    Marcel Becker - General Manager, Trident Maritime Systems and Career Technical Education and Ethics in Business partner with GUHSD
  • Todd Linke IMG_4888 no wording cropped
    After financing a newly purchased truck with ECS, Todd wrote: Thank you for your efficient and friendly service! I always appreciate the "small bank" customer service, but the "big bank" options!
    Todd Linke, Mount Miguel HS Science Department
  • Karl Danielson 2018
    I've bought three cars through the credit union. They make it very easy, very simple, and you can't beat the interest rate. I highly endorse them, their friendly staff, and the service that East County Schools gives its members!
    Karl Danielson Granite Hills HS Television, Film and Digital Media Teacher
  • ECSFCU is big enough to approve loans with great rates and small enough to provide personal service and products that are important to the educational community.
    Randy Montesanto Grossmont Union High School District
  • We bank with East County Schools Federal Credit Union and learned they also have a great car buying service! We decided to look into it and ended up with the best customer service, an amazing price, no hassle of going to the dealership, and a brand new 2017 Honda Accord Sport! A year later, we were in need of another car for our growing family. It was an easy decision to go with the credit union and New Cars Inc again. The process and customer service didn’t disappoint once again, and we love our new 2018 Honda CRV! A big thank you to New Cars Inc and ECSFCU!
    Carly and Luke Esquerra