The Morning Mail Bag - East County Schools Federal Credit Union
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The Morning Mail Bag

This feature provides friends and loved ones the opportunity to submit a message to any one of our "Educators Tour" travelers.  By filling out this form, you will send a "Shout Out" that will be read over the intercom system on the bus/boat, OR, you can send a "Confidential Message" that will only be shared with the named recipient. The "Shout Outs" will be a joy to receive, and they will also allow those on the bus to get to know each other much better and quicker. Please feel free to send several messages while we're on the trip. Who knows, it just might cause Mom, Dad, Grandma, Grandpa, etc. to bring back a little something extra for taking the time to connect with them while they're on this trip. This could also be a great opportunity to embarrass them in front of their new "travel buddies".

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Financial Education

Financial Foundations

 Could you use an easy explanation of the basics? These short, understandable lessons will help you to make better decisions related to managing your money. Titles include: Checking Accounts, Car Loans, Preventing Overdraft Fees, Credit Cards, Mobile and Online Banking and Why You Should Pay More than the Minimum Balance on your Credit Card.

Financial Foundations Articles

Building Financial Capacity

Adulting can feel overwhelming at times! Select from short but comprehensive modules on Creating a Budget, Credit Scores & Reports, Taxes: the Basics, Healthy Financial Habits, Debt Management, Identity Protection and How to Start Family Conversations about Money.

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Owning a Home

Home Ownership can feel overwhelming. Talk to us any time, but these articles will also educate you about the benefits and costs of all aspects of owning a home. Learn about Buying a Home, Mortgages, Mortgage Relief, Investment Property, Reverse Mortgages and Refinances.

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Investing in Your Future

Are you prepared for college tuition, one of life's emergencies or a comfortable retirement? Explore important financial planning topics like 529 plans, Emergency Savings, Health Savings Accounts, Sustainable Investing, IRA's, Estate Planing, and the FIRE Lifestyle.

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Preparing for Retirement Modules

Members LoveECSFCU!

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    My Loan Officer, Mireya, is truly an asset to ECSFCU. She is competent, articulate, sweet and compassionate. When there was an error in the payoff of my car, Mireya personally took a credit union check and drove it to the dealer to correct it, the same day. We are thankful for the time and effort she put into this important transaction.  That’s customer service, and she is leading the pack!

     

     

    Jack Charles, Grossmont High School District, retired